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Quantifying Hurricane Risk

Tropical cyclones, known regionally as hurricanes, typhoons, or cyclones, are a significant source of annual catastrophe risk globally. RMS hurricane   modeling helps the market quantify risk to inform sound underwriting, portfolio management, and risk transfer decisions.  

Capture the Full Loss Potential

Assess risk across the full spectrum of landfalling, bypassing, and transitioning storms. RMS hurricane models are informed by extensive stochastic event sets and landfall rates specific to each basin or region.

Improve Risk Selection

Select and manage risk utilizing the latest RMS catastrophe modeling. RMS hurricane models incorporate advanced wind and water modeling methodologies to generate realistic representations, variations, and correlations of hurricane hazard within each region.

Better Risk Differentiation

Differentiate risks within and across regions, sub-perils, building characteristics, and mitigation efforts. At RMS, we model hurricane risk by including hundreds of unique vulnerability curves informed by localized hazard data, regional differences in building codes or construction, and insights from recent and historical events.

Tropical Cyclone Models

Regional Models

Click a region on the interactive map to see coverage.
See Global Model coverage
Global Map
North America Tropical Cyclone
  • Canada

  • Mexico

  • United States

Asia-Pacific Tropical Cyclone
  • Australia

  • China

  • Guam

  • Hong Kong

  • Japan

  • Macau

  • Philippines

  • Singapore

  • South Korea

  • Taiwan

Latin America Tropical Cyclone
  • Caribbean
  • Anguilla

  • Antigua & Barbuda

  • Aruba

  • Bahamas

  • Barbados

  • Bermuda

  • Bonaire

  • British Virgin Islands

  • Cayman Islands

  • Cuba

  • Curacao

  • Dominica

  • Dominican Republic

  • Grenada

  • Guadeloupe

  • Haiti

  • Jamaica

  • Martinique

  • Montserrat

  • Puerto Rico

  • Saba

  • Sint. Maartin

  • St. Barthelemy

  • St. Eustatius

  • St. Kitts and Nevis

  • St. Lucia

  • St. Martin

  • St. Vincent and the Grenadines

  • Trinidad & Tobago

  • Turks & Caicos

  • U.S. Virgin Islands

  • Central America
  • Belize

  • Costa Rica

  • Guatemala

  • Honduras

  • Nicaragua

  • Panama

North America
Latin America
Europe
Asia-Pacific
North America Tropical Cyclone
  • Canada

  • Mexico

  • United States

Asia-Pacific Tropical Cyclone
  • Australia

  • China

  • Guam

  • Hong Kong

  • Japan

  • Macau

  • Philippines

  • Singapore

  • South Korea

  • Taiwan

Latin America Tropical Cyclone
  • Caribbean
  • Anguilla

  • Antigua & Barbuda

  • Aruba

  • Bahamas

  • Barbados

  • Bermuda

  • Bonaire

  • British Virgin Islands

  • Cayman Islands

  • Cuba

  • Curacao

  • Dominica

  • Dominican Republic

  • Grenada

  • Guadeloupe

  • Haiti

  • Jamaica

  • Martinique

  • Montserrat

  • Puerto Rico

  • Saba

  • Sint. Maartin

  • St. Barthelemy

  • St. Eustatius

  • St. Kitts and Nevis

  • St. Lucia

  • St. Martin

  • St. Vincent and the Grenadines

  • Trinidad & Tobago

  • Turks & Caicos

  • U.S. Virgin Islands

  • Central America
  • Belize

  • Costa Rica

  • Guatemala

  • Honduras

  • Nicaragua

  • Panama

hurricane

Drive Business Decisions With Hurricane Risk Modeling

Insurers and reinsurers can model hurricane risk to improve their competitive position and outperform. With greater understanding of structural risk and property valuations, you have deeper insight into the impact of natural hazards and catastrophes for better capital efficiency and to reduce loss ratio. Robust modeling gives you insights for expanded catastrophe risk management  and the power to accurately estimate risk, make informed decisions, and achieve an improved combined loss ratio. And with a single view of risk, you can assess your market position on an ongoing basis using the RMS hurricane models.

RMS hurricane risk modeling is validated against hazard and loss data from historical events to give you the insights you need to improve pricing accuracy. With a better understanding of economic risk and insurance loss estimation, you can manage your risk appetite and better deploy risk capital for optimal returns. When you model hurricane activity with RMS, you gain complete view of risk for all perils and sub-perils. It’s the level of detail you need to optimize your portfolio and improve underwriting profits.

Industry Leadership

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