Winterstorm
Manage snow, ice, freeze, and winter wind risk with the RMS® North America Winterstorm Model and reduce your share of billions in annual industry losses.
Understand a Multi-Peril Risk
Quantify potential losses and effectively manage, underwrite, and price multi-peril, correlated risk across the U.S. and Canada to reduce your combined ratio.
Specialized Vulnerability Curves
Includes all key winterstorm damage modes – roof collapse under snow, ice damming, wind damage, icing causing treefall, burst pipes, and basement flooding.
Split Out Sub-Perils
Examine losses from snow, ice, freeze, and extratropical winds individually or together, whether from rapid accumulation of small losses or large tail events costing billions.
Tested and Validated
Thorough validation tests both the model hazard and vulnerability functions, using sources ranging from respected climate data to detailed historic losses.
Model Features
Benefit from using our model to gain a clear understanding of your winterstorm risk.
Spotlight
How Does U.S. Winterstorm Risk Impact Your Portfolio?
Events such as the record snowfall in Boston and around the northeastern U.S. during 2015 cost insurers over $2 billion. Watch this video and discover more about the winter of 2015.
Watch VideoRelated Products
Explore a range of RMS peril risk models to complete your comprehensive model suite across North America.
Resources
Winter 2015: A Season to Remember (or Forget)
This winter has brought a barrage of storms and Arctic air to more than half of the U.S.
This winter has brought a barrage of storms and Arctic air to more than half of the U.S., notably the New England region, resulting in record amounts of snow, sleet, freezing rain, and bitterly cold temperatures. Arguably, no other major city has been more directly impacted than Boston, Massachusetts. As of March 9, the city has received 105.7 inches of snow this season over three times the average seasonal total for the region! It's the second…
