New solutions turn climate change science into business risk insights and strategy.
A look back on an exceptional year of catastrophic events
TigerRisk strengthens global view of catastrophe risk with next-generation RMS High-Definition Models.
How could effective wildfire risk reduction measures be applied to insured property exposures?
At RMS, Risk Management Solutions is our name and what we’ve been building over 30 years: industry-leading risk management solutions for insurers, reinsurers, financial services organizations, and the public sector.
Our unmatched science, technology, and 300+ catastrophe risk models help (re)insurers and other organizations evaluate and manage the risks of natural and man-made disasters.
We help our customers outperform and the world become more resilient by making every risk known.
We combine leading edge science with deep data to deliver risk management advantage.
Learn MoreEffective risk management solutions start with industry-leading analytics.
Learn MoreUncover your physical risk exposure from climate change with rigorous analytics.
Learn MoreExplore how RMS can help you and your business through unique product and service offerings by industry, region, or business function.
RMS Risk Intelligence™ is the world’s first risk platform for industries affected by the uncertainty of natural and man-made catastrophes.
Leverage structure-based modeling and analytical tools, including intelligent model processing and big data query capabilities.
Achieve your target portfolio by utilizing the advanced, customizable pricing and portfolio roll-up analytics direct to the property catastrophe underwriter.
Drive value and innovation from this new open standard, a modern data schema for risk analytics.
Gain better underwriting perspective with instant access to the world’s best catastrophe insights.
Manage your entire book of business more efficiently and accurately than ever before with this purpose-built solution for analyzing exposure concentrations.
Assess a location’s risk to multiple perils in seconds with this application grounded in third-party insights.
From small to midsize and global corporations, RMS helps solve risk management challenges through our integrated consulting and solutions offering.
Analytical Services
Strategic Consulting and Solution Assessment
Model Consulting
Deployment and Implementation
Whether you need to flex resources at peak demand periods, relieve your team of excessive, routine workloads, or outsource modeling, our global team of more than 400 analysts can quickly expand your analytics capabilities.
We work in tandem with your staff, saving you time, resources, and cost, to cover workload variability, meet regulatory filing pressures, accelerate model adoption, and explore new areas of risk. It’s a complete risk modeling operation at your disposal, whenever you need it.
RMS consultants work to your unique requirements, exploring your specific priorities, challenges, and constraints to build a more strategic approach to catastrophe risk management. You’ll benefit from over 25 years of experience as we analyze your current risk position, identify risk opportunities and threats, and uncover the best ways to use risk models within your operations.
We can help design the right RMS solution to meet your business objectives, leveraging our data, models, software, and services to unlock value.
Whether you are starting a risk modeling operation or have deep, well-established resources, RMS consultants can advise and implement best practices across your entire operation. We provide analysis and guidance on the best use of RMS model IP, including embedding model output successfully in your workflow, best-practice model validation, and how to customize the models to your specific business.
We have helped hundreds of organizations deploy risk models and software solutions on-premises or in the cloud. Our experts save you time and resources by ensuring you only pay for the skills you need for the duration of the deployment. We can customize RMS software to implement within your business, so you can experience the benefits faster. And we work collaboratively to ensure your projects align with business objectives from custom development and change management to system integration.
RMS has over 200 peril models in nearly 100 countries enabling insurers, reinsurers and other organizations to quantify the potential magnitude and probability of economic loss from catastrophe events.
Agriculture
Manage risk in growing and evolving agricultural markets in Asia-Pacific across all key coverages and schemes with the RMS India and China Agricultural Models.
Builders Risk
Capture the changing value and vulnerability of the builders risk class of property insurance across different phases of construction projects.
Climate Change
Improve your near and long-term climate change risk outlook with new catastrophe models.
Cyber
Quantify both affirmative and silent cyber risk to take advantage of market opportunity with the RMS probabilistic cyber catastrophe risk model.
Cyclone, Hurricane, and Typhoon
Assess tropical cyclone risk to inform sound underwriting, portfolio management, and risk transfer decisions.
Earthquake
Get the most informed view of earthquake risk possible with comprehensive coverage of seismically active regions across five continents.
Flood
Access broad-scale, well-validated views of flood risk to gain necessary insights into the range of commercial opportunities associated with various flood markets.
Industrial Facilities
Better understand the risk profile of industrial and energy facilities where a high percentage of value is associated with machinery, equipment, and stock rather than structures.
LifeRisks
Tap into life and health industry risk analytics that blend best-practice actuarial techniques with medical science.
Marine Cargo and Specie
Estimate potential losses and risks using a vulnerability model custom-tailored to the uniqueness of the cargo and specie lines of business.
Offshore Platform
Model hurricane damage to offshore platforms, rigs, wells, and pipelines throughout the Gulf of Mexico.
Severe Convective Storm
Move to a complete view of severe convective storm risk and improve profit margins using models that help more accurately assess severe weather risk.
Terrorism
Make better risk-based decisions with loss metrics for property and workers’ compensation lines using industry-leading terrorism models.
Wildfire
Leverage unprecedented detail on loss outcome ranges for U.S. locations or portfolios to better manage and price wildfire risk.
Windstorm
Gain insights across 15 European countries to understand the significant tail risk from a complex peril that drives solvency.
Winterstorm
Manage snow, ice, freeze, and winter wind risk with the RMS® North America Winterstorm Model and reduce your share of billions in annual industry losses.
Workers' Compensation
Enabling portfolio managers and underwriters to capture the correct exposure, manage, and transfer catastrophic workers’ compensation risk.
“As pressure from regulators mounts and cyberattacks become more common, it is imperative to understand where silent cyber exposure can be found, and how much it could cost you.”
“Our mission is to create a more resilient and sustainable global society through a better understanding of catastrophic events.
From earthquakes, hurricanes, and floods to terrorism and pandemics, we help financial institutions and public agencies understand, quantify, and manage risk.”
“The Risk Data Open Standard (RDOS) has been constructed to hold the entire set of information that supports the analysis of any risk. This new open standard has the potential to fundamentally alter how the market interacts with exposure data.”
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