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Differentiate Your Business

With consistent analytics from underwriting and accumulation management through reinsurance and capital allocations, RMS delivers solutions at a country level, correlated across Europe for better decision-making.

Capture the Full Risk Potential

Leverage an independent and comprehensive view of risk with consistent multi-peril data and modeling solutions across Europe.

Grow Your Business Capacity

Work with our expert advisors to improve your exposure and catastrophe risk management practices.

Unified Risk Management Solutions

Leverage the latest generation of catastrophe models and build a rich and consistent understanding of your YoY risk on a single platform with Risk Intelligence.

Innovative Solutions

Backed by more than 30 years of global model development, RMS is committed to industry-leading science and has pioneered many innovations in catastrophe models and risk management.

Extended Peril Coverage

We can help support your emerging risk strategy by offering extensive model coverage for the region, including windstorm, flood, severe convective storm, and earthquake.

Industry Relationships

Our relationships with scientific entities, local engineers, and building structure experts integrate the most modern science, data, and historical events in our view of risk.

Pioneering Research

RMS works with local scientific agencies and researchers to remain at the forefront of pioneering research and development in global earthquake risk.

Event Response

RMS monitors events 365 days a year to provide industry-leading event response services that enable clients to quickly determine insured exposures.

Leading European Risk Assessment

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Assess Risk and Strategy

Implement a Solution

Manage Your Business

Assess Risk and Strategy

Our RMS Consulting Services team leverages decades of experience to assess your current risk position, identify the best ways to use catastrophe analytics within your operations, and develop a plan to operationalize efficient business processes.

We deliver objective, quantifiable, and actionable insights across a range of projects:

  • Bespoke modeling, including climate change, complex risks, mortgage default, and customized hazard/vulnerability analyses
  • Risk transfer modeling and calculation agent services to the ILS market
  • Business process maturity and workflow optimization assessments

Implement a Solution

Whether you are starting a risk modeling operation or have deep, well-established resources, our consultants advise and help implement best practices across your catastrophe management operations. Our aim is to help companies optimize their investment in RMS technology, accelerate "time to value," and minimize implementation risk.

We provide analysis and guidance on the best use of RMS data, models, and technology, including:

  • Workflow automation and system integration
  • Custom technology solutions for unique use cases
  • Software deployment and configuration 
  • Adoption assurance services to ease the transition to new software and workflows

Manage Your Business

Building an agile modeling and risk management operation is a necessity for any organization. From flexing your resources at peak demand periods, relieving your team of excessive workloads, to outsourcing your modeling, you can quickly expand your analytics capabilities with RMS Analytical Services.  

Our global team of over 350 analysts can work in tandem with your organization to save you time and resources, cover peaks and troughs in workload, meet regulatory filing pressures, accelerate model adoption, and explore new areas of risk. It’s a complete risk modeling operation whenever you need it to help with projects including, but not limited to:

  • Exposure data enrichment 
  • Account and cedant modeling
  • Portfolio modeling
  • Regulatory and management reporting
  • Bespoke analytics

Europe, Middle East, and Africa (EMEA) Model Coverage

Europe Map
Earthquake
  • Europe
  • Andorra
  • Austria
  • Azores
  • Belgium
  • Bulgaria
  • Canary Islands
  • France (including Monaco)
  • Germany
  • Greece
  • Hungary
  • Ireland
  • Italy (including San Marino and Vatican City)
  • Liechtenstein
  • Luxembourg
  • Monaco
  • Netherlands
  • Portugal (including Madeira Islands)
  • Romania
  • Slovenia
  • Spain (including Canary Islands)
  • Switzerland
  • Turkey
  • United Kingdom
  • Middle East
  • Israel
Industrial Facilities
  • Andorra
  • Austria
  • Belgium
  • Bulgaria
  • Czech Republic
  • Denmark
  • France (including Monaco)
  • Germany
  • Greece
  • Hungary
  • Ireland
  • Italy (including San Marino and Vatican City)
  • Liechtenstein
  • Luxembourg
  • Netherlands
  • Norway
  • Poland
  • Portugal (including Madeira Islands)
  • Romania
  • Slovakia
  • Slovenia
  • Spain (including Canary Islands)
  • Sweden
  • Switzerland
  • Turkey
  • United Kingdom
Inland Flood
  • Austria
  • Belgium
  • Czech Republic
  • France (including Monaco)
  • Germany
  • Hungary
  • Ireland
  • Italy (including San Marino and Vatican City)
  • Liechtenstein
  • Luxembourg
  • Monaco
  • Poland
  • Slovakia
  • Switzerland
  • United Kingdom
LifeRisks - Infectious Disease
  • Africa
  • South Africa
  • Europe
  • Austria
  • Belarus
  • Belgium
  • Bulgaria
  • Croatia
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France (including Monaco)
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Ireland
  • Italy
  • Latvia
  • Lithuania
  • Luxembourg
  • Netherlands
  • Norway
  • Poland
  • Portugal (including Madeira Islands)
  • Russia
  • Slovakia
  • Slovenia
  • Spain (including Canary Islands)
  • Sweden
  • Switzerland
  • Turkey
  • Ukraine
  • United Kingdom
  • Middle East
  • Bahrain
  • Israel
  • Qatar
  • United Arab Emirates
LifeRisks - Longevity, Excess Mortality
  • France (including Monaco)
  • Germany
  • Netherlands
  • United Kingdom
Marine Cargo & Specie
  • Andorra
  • Austria
  • Belgium
  • Bulgaria
  • Czech Republic
  • Denmark
  • France (including Monaco)
  • Germany
  • Greece
  • Hungary
  • Ireland
  • Italy (including San Marino and Vatican City)
  • Liechtenstein
  • Luxembourg
  • Netherlands
  • Norway
  • Poland
  • Portugal (including Madeira Islands)
  • Romania
  • Slovakia
  • Slovenia
  • Spain (including Canary Islands)
  • Sweden
  • Switzerland
  • Turkey
  • United Kingdom
Probabilistic Terrorism Model
  • Belgium
  • Denmark
  • France (including Monaco)
  • Ireland
  • Italy
  • Turkey
  • United Kingdom
Severe Convective Storm
  • Austria
  • Belgium
  • Czech Republic
  • Denmark
  • France (including Monaco)
  • Germany
  • Ireland
  • Italy (including San Marino and Vatican City)
  • Liechtenstein
  • Luxembourg
  • Netherlands Norway
  • Poland
  • Slovakia
  • Sweden
  • Switzerland
  • United Kingdom
Windstorm
  • Austria
  • Belgium
  • Czech Republic
  • Denmark
  • France (including Monaco)
  • Germany
  • Ireland
  • Luxembourg
  • Netherlands
  • Norway
  • Poland
  • Slovakia
  • Sweden
  • Switzerland
  • United Kingdom

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Spotlight

Resources

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Europe Inland Flood HD Model
Blog
Europe Inland Flood HD Models: Getting the Hydraulics Right

Flooding is undoubtedly complex – the product of many interlinked complex processes. These include precipitation, runoff formation and hydraulics alongside many others, that each play a major role in determining if and how a flood develops. It is not enough to capture precipitation and flood peaks when modeling flood, the physics of all the involved processes need to be well represented. A model must realistically assess how a landscape is physically inundated…

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Europe Severe Convective Storm
Press Release
RMS Releases New High Definition Models for European Severe Convective Storm

NEWARK, CA – May 4th, 2020: RMS, the leading global risk modeling and analytics firm, announced today at its annual Exceedance conference the release of new European Severe Convective Storm (EU SCS) High Definition Models. The models represent 50,000 years of simulation of hail and straight-line wind and tornado risk and include all key lines of business -- including automobile and property. In addition, the models cover 17* countries in Europe,…

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european flood
Blog
European Floods and the Relationship with the North Atlantic Oscillation

Stefano Zanardo, Principal Modeler, RMS Ludovico Nicotina, Senior Director – Modeling, RMS Arno Hilberts, Vice President, Model Development, RMS Steve Jewson, Scientific Research Consultant, RMS The North Atlantic Oscillation (NAO) describes the fluctuations in the difference of atmospheric pressure at sea level between two semi-permanent centers of low and high pressure in the North Atlantic: the Icelandic Low and the Azores High. Fluctuations…

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Europe SCS
Blog
Severe Convective Storms in Europe: Ancient Threat, New Solution

As summertime approaches here in Europe, so does the peak season across the continent for hail, straight-line winds, and even tornadoes (collectively known as severe convective storms). These storms have been recognized for centuries—in the eighteenth century, Italian composer Antonio Vivaldi wrote a sonnet to accompany his violin concerto Summer from the Four Seasons concerti: “The shepherd trembles, fearful of a violent storm… …the heavens roar, and great…

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