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Understanding Severe Convective Storm Risk

Obtain a holistic view of severe weather risk by understanding exposure to tornadoes, hail, straight-line winds, and lightning.

Joplin Tornado

Manage a Major Contributor to Worldwide Insured Losses

Since 2000, severe weather has caused over $315 billion of insured loss globally. In the U.S. and Canada, the combined average annual insured loss is over $18 billion. In Europe, severe weather causes more than 20 percent of the total insured loss each year, while in Australia it causes approximately one-third of all historical natural catastrophe loss. RMS severe convective storm models cover all of these regions and make managing severe convective storm risk possible – and profitable.

Model Coverage Across Continents

Move beyond incomplete and biased historical approaches. Understand severe convective storm risk in North America, Europe, and Australia, with model solutions that are tailored to each region’s underlying hazard, building inventory, and insurance practices. 

U.S. and Canada
U.S. and Canada

Manage your North America risk, from isolated thunderstorms to multi-day, multi-state, and multi-peril storms, including hail, tornado, and straight-line wind.


Benefit from a Pan-European severe convective storm risk management tool for 17 countries, serving multiple use cases from underwriting to portfolio management and capital adequacy.


Use advanced hybrid modeling to effectively manage risk from hail, tornadoes, and straight-line winds across the Greater Sydney region.

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