Environmental, Social, and Governance Underwriting
Moody’s RMS delivers both the financial material and sustainability focused perspectives on a broad spectrum of Environmental, Social, and Governance (ESG) metrics to improve insurance decision-making, portfolio management, and underwriting.
ESG Insights for the Interconnected World of Risk
Operationalizing ESG Analytics into Insurance Underwriting
How to Operationalize Sustainability Commitments with Moody’s RMS ExposureIQ
ESG Analytics Are Now Integrated with ExposureIQ
Get advanced analysis of the impact of ESG factors on your underwriting and portfolio management decisions.
Chaucer/Moody’s scorecard key to enabling measurable action in wider ESG journey
ESG Assessments for Underwriting
Embedding ESG factors into the decision-making processes presents a new opportunity for (re)insurers to demonstrate a commitment to supporting sustainability initiatives while also adding new insights into their underwriting and portfolio management workflows. Moody’s RMS brings over 30 years of experience helping P&C industry onboard and leverage new insights to improve decision-making, and ESG is no exception.
Proactively Mitigate Reputational and Regulatory Risk
Demonstrate clear, traceable, and credible ESG commitments to investors, consumers, and regulators.
Enhance Decision-Making for Risk Selection and Pricing
Understand correlations between account ESG scores and insurance metrics to improve profitability.
Differentiate and Unlock Value with New Products and Services
Engage with customers in a more meaningful way while responding to stakeholder pressures.
A New Risk Paradigm
In a rapidly changing business environment, firms face increasingly complex and interconnected risks including those arising from ESG. (Re)insurers play a key role in helping the global community address and prepare for these risks, but most firms are just beginning to understand how ESG impacts everyday business operations – from hindering your ability to raise capital, to attracting talent, or growing your business. Learn about the top drivers of ESG Risk.
Partnering with Moody’s RMS on ESG Underwriting
By integrating Moody’s ESG solutions into the Intelligent Risk Platform from Moody's RMS, we are equipping insurance underwriters and portfolio managers with consistent ESG data connected across their workflows to manage ESG risk, identify new growth opportunities, and enhance underwriting and portfolio management workflows.
Robust
Credible insurance ESG analytics based on double materiality methodology, proprietary ESG datasets, and advanced risk modeling capabilities.
Comprehensive
Built with best-available public and private ESG data from over 10 thousand public and 290 million private companies.
Flexible
Adjustable views of ESG risk for the underwriting and portfolio management processes. Customize scores based on over 30 ESG parameters across 51 industries.
Easy to Deploy
Seamless integration with ExposureIQ streamlines the onboarding of new insights and accelerates time to value.
Customers
Operationalize ESG Analytics with ExposureIQ
Access to ESG data alone often leaves insurers struggling to incorporate meaningful analytics into their decision-making process. With ExposureIQ running on the Intelligent Risk Platform™, ESG analytics become just another risk factor to select within the application, like fire, flood, and earthquake. This ensures that underwriters and portfolio managers are empowered with ESG insights within their existing workflows without having to do cumbersome data migrations or complex IT integrations.
News & Insights
ESG in ExposureIQ demo
Navigate ESG in the era of Interconnected Risk with ExposureIQ
Overcoming the Practical Challenges in Operationalizing ESG Underwriting Analytics
The insurance industry is undergoing a significant transformation in how it approaches environmental, social, and governance (ESG) factors as a framework that informs business strategy. There are two distinct approaches to ESG adoption within the industry, each with its own set of challenges.
How to Operationalize Sustainability Commitments with Moody’s RMS ExposureIQ
On March 20, 2023, the Intergovernmental Panel on Climate Change (IPCC) issued its Synthesis Report of the Sixth Assessment Report, which summarized the current state of knowledge around climate change, its widespread impacts and risks, and the need for climate change mitigation and adaptation.
An ESG View on Russia and Impacts of Invasion of Ukraine
The impacts of Russia’s invasion of Ukraine and the scale of mounting international economic sanctions are set to reconfigure the existing ESG risk landscape for global business and financial markets. This comment discusses Russia’s sovereign ESG performance from Moody’s ESG Solutions’ perspective and the impacts of the current military crisis.
TCFD Reporting Set to Accelerate as Net-Zero Commitments Proliferate Globally
The Task Force for Climate-related Financial Disclosures’ (TCFD) recommendations have emerged as the foundational framework upon which many companies across the globe utilize to provide transparency to financially material climate-related information as net zero commitments and targets surge.
Climate Change – the Biggest Risk Multiplier for the Insurance Industry
There can be little argument with the scale of the challenge that the world faces from climate change, and insurers are no different.
Chaucer Announces New Collaboration with Moody's to Revolutionize the Way Businesses Manage Their ESG Profile
Together, Chaucer and Moody’s aim to produce an innovative, data-driven Environmental, Social, and Governance (ESG) ‘scorecard’.
Connect with an ESG Expert
* Statistic from EY 2022 Global Insurance Outlook
