Complete Risk Outlook
Access a complete characterization of flood events built on 50,000 simulation years to inform confident capital allocation, solvency assessments, and pricing.
Quantify impacts of mitigation efforts and failures with defended and undefended views of flood risk for appropriate risk selection, underwriting, and portfolio management.
Accurate Risk Differentiation
Capture critical exposure characteristics, including first floor height, to reflect each property’s unique vulnerability to flood and improve risk differentiation.
A Comprehensive Flood Solution
Proper flood modeling captures flood hazard from all sources and translates it to damage and financial costs, while accounting for complex policy terms.
All Flood Sources
Model all types of flooding—fluvial, pluvial, and storm surge driven by tropical and non-tropical cyclones—for a complete flood risk landscape.
Fill gaps in flood defense data and key exposure attributes, including first floor height and basement presence, with intelligent modeling techniques.
Capture flooding from tropical cyclones using the same event set as the RMS U.S. Hurricane Model for a consistent and correlated view of risk.
Continuous simulation not only captures temporal aspects of flood hazard, including antecedent conditions, but also allows application of time-based policy terms.
An Award-Winning U.S. Inland Flood Model
The RMS U.S. Inland Flood HD Model was awarded the “Initiative of the Year” prize at the prestigious Trading Risk Awards held in London in 2019.
Expected Costs from Windstorm
In this report, the Congressional Budget Office estimates expected values of those economic and budgetary costs. Expected costs represent average annual costs over the long run based on current conditions for climate, sea levels, and property development in places at risk of such storms
Mangroves Reduce Flood Damages
RMS publish a new scientific study that quantifies the effectiveness of mangroves in reducing flood risk to people and property. The study finds that mangroves significantly reduce annual and catastrophic damages and are a strong first line of defense for coastal communities.
Powerful U.S. Flood Insights
Risk Modeler from RMS now incorporates the U.S. Inland Flood HD model, as Risk Modeler has several features to quickly surface insights into the model and ultimately allow users to make business decisions faster.
This edition includes articles across a range of important topics for the cat risk market and has two focused sections on our new high-definition (HD) models for U.S. wildfire and for U.S. inland flood.
RMS modeling reveals the wider risk of U.S. flooding, and a significant protection gap
The Age of Innocence
Professor Ilan Noy holds a unique ”Chair in the Economics of Disasters” at the Victoria University of Wellington
Professor Ilan Noy holds a unique ”Chair in the Economics of Disasters” at the Victoria University of Wellington, New Zealand. He has proposed in a couple of research papers that instead of counting disaster deaths and economic costs, we should report the “expected life-years” lost, not only for human casualties but also for the life-years of work that will be required to repair all the damage to buildings and infrastructure. The idea is based on the World…