logo image

Understanding Flood Impact

RMS flood models offer broad-scale, well-validated views of flood risk, helping insurers, reinsurers, governments, and financial institutions to gain necessary insights to adequately monitor, manage, and mitigate their flood risk and optimize risk transfer.

Comprehensive Metrics

Understand the unique characteristics of flood hazard and exposure management to fully comprehend and manage your flood risk.

Confident Risk Pricing

Get a detailed understanding of location-level risk to support more informed underwriting and risk selection.

Informed Risk Management

Quickly identify exposures to flood risk, highlight hot spots, and understand the expected impact by geography and line of business.

Complete View of Flood Risk

As the most widespread and frequent peril driving catastrophic property and casualty losses, having a complete view of flood risk is one of the most important challenges confronting (re)insurers today.

The Big Picture

Include all types of precipitation and sources of flooding to ensure a complete understanding of the flood risk.

Robust Vulnerability

A physics-based analytical flood damage model accounts for the impact of flood depth, flow velocity, and potential debris on a structure, precisely translating flood hazard to physical damage and financial costs.

Complete Flood Defenses

Incorporate the presence and level of protection of both permanent and temporary defenses beyond the limited publicly available information.

High-Definition Modeling

Simulate losses and sample uncertainty at coverage level and account for seasonality, event clustering, and antecedent conditions to accurately model policy terms.

RMS Global Flood Solutions

Industry Leadership

Related Products

risk modeler

Risk Modeler 2.0

Leverage structure-based modeling and analytical tools, including intelligent model processing and big data query capabilities.



Manage your entire book of business more efficiently and accurately than ever before with this purpose-built solution for analyzing exposure concentrations.


Location Intelligence API

Gain better underwriting perspective with instant access to the world’s best catastrophe insights.


european flood

European Floods and the Relationship with the North Atlantic…

The North Atlantic Oscillation (NAO) describes the fluctuations in the difference of atmospheric pressure

Stefano Zanardo, Principal Modeler, RMS Ludovico Nicotina, Senior Director – Modeling, RMS Arno Hilberts, Vice President, Model Development, RMS Steve Jewson, Scientific Research Consultant, RMS The North Atlantic Oscillation (NAO) describes the fluctuations in the difference of atmospheric pressure at sea level between two semi-permanent centers of low and high pressure in the North Atlantic: the Icelandic Low and the Azores High. Fluctuations…


Horizons – RMS Model…

This edition focuses on the peril of inland flood, and…


Horizons – RMS Edition No. 9

This edition includes articles across a range of…


Three Principles for Exposing…

Building a profitable European flood portfolio is like…


Understanding the Potential…

Over the past year, Europe has intermittently but…

Theresa Lederer Flood

The Value of Flood Protection:…

Whenever the U.K. is hit by major flooding, attention…

value of defense

The Value of Defense

Current flood defenses in the U.K. reduce annual…


Investing in Flood Risk…

Learn more about the financial benefits of flood…

Hurricane Harvey

RMS Estimates Hurricane Harvey…

NEWARK, Calif. - September 09, 2017 - RMS has…


Hurricane Florence: Rainfall up…

Florence’s much anticipated landfall occurred at 11:15…


What If The Oroville Dam Had…

RMS modeling reveals the wider risk of U.S. flooding,…

Contact Us

Confidently Manage Your Flood Risk

close button
Video Title

Thank You

You’ll be contacted by an RMS specialist shortly.

RMS.com uses cookies to improve your experience and analyze site usage. Read Cookie Policy or click I understand.