North Atlantic Hurricane
Developed over 25+ years, the models provide the most comprehensive solution in the market for managing tropical cyclone risk.
The models are informed by a single, basin-wide stochastic event set in the Atlantic that captures the impacts of wind and storm surge for the full spectrum of landfalling, bypassing, and transitioning storms, and similar event catalogs for the East Pacific and Hawaii. Geographic coverage spans 40 countries in total, including 20+ U.S. states, Canada, Mexico, Bermuda, Central America, the Caribbean, and offshore platforms in the Gulf of Mexico.
The North Atlantic Hurricane Models support more effective risk differentiation and selection decisions at the local level. With over 1,750 unique vulnerability functions across a variety of primary building characteristics, regions, and lines of business, the models reflect the latest market practices, enabling accurate insights into vulnerability risk differentiation for underwriting and managing hurricane risk.
Validation and Acceptance
The models have been extensively reviewed by clients, third-party experts, over $21 billion in detailed claims data and observations across 35+ historical events. This has supported 20+ years of FCHLPM certification in Florida and successful rate filings in 20+ states.
The models employ high-quality satellite imagery to represent local variations in wind hazard, and they integrate a hydrodynamic surge modeling framework to capture the impacts of hurricane-induced coastal flooding in the U.S. and parts of the Caribbean down to street level.
BBC News Interview With RMS About Hurricane Laura
Tom Sabbatelli-Goodyer interviewed live on BBC News about the impacts of Hurricane Laura.
RMS Interviewed on Sky News…
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