Earthquake Models

Advanced Science and Data

RMS earthquake models integrate insights from recent events, the latest earthquake science, site-specific geologic conditions, and engineering research on building performance from around the world to deliver valuable earthquake risk insights.

Informed Decision-Making

Assessment of earthquake risk at timescales most applicable to (re)insurance applications.

Capital Requirements

Extensive stochastic event sets capture the full range of potential earthquakes to produce a comprehensive representation of events at key return periods including tail risk.

Exposure Management

Evaluate potential hot spots and drivers of risk in earthquake portfolios for effective risk differentiation strategies.

Model Features

The RMS earthquake model suite provides the information you need to understand, evaluate, and manage earthquake risk around the world.

Region-Specific Insights

Gain deep understanding of regional differences, including tectonic settings, built environments, and market conditions.

Comprehensive Solution

Assess the spectrum of potential earthquake losses with models that leverage computational power and data-driven approaches to reduce uncertainty.

Secondary Perils

See the potential loss impacts of secondary perils such as liquefaction, landslide, fire following earthquake, and tsunami in our complete view of earthquake risk.

Local Knowledge

Benefit from country-specific expertise with models built in close collaboration with on-the-ground scientific agencies, local engineers, and researchers.

Regional and Country Earthquake Models

Japan Earthquake Model

Modeling earthquake and tsunami risk across Japan.

New Zealand Earthquake Model

Earthquake risk modeling across New Zealand includes new insights on liquefaction.

United States Earthquake Models

Seismic hazard in the contiguous U.S., Alaska, and Hawaii.

Asia-Pacific Earthquake Models

Covering earthquake risk for the Asia-Pacific region.

Europe Earthquake Models

Modeling Europe earthquake risk in 26 countries and municipalities.

Latin America and Caribbean Earthquake Models

Covering earthquake risk in 40 countries and territories.

North America Earthquake Models

Covering the whole of the U.S., Canada, and Mexico.

Spotlight

RMS Liquefaction Update

The new and advanced approach to modeling liquefaction, a high-gradient hazard, gives more confidence to underwriters in pricing the risk from ground-related damage, location by location, and to portfolio managers in managing risk accumulations in areas prone to liquefaction.

Learn More

Resources

New Zealand Earthquake: How the Last Decade Has Changed…

Go back to this time 10 years ago and earthquake risk in New Zealand was a relatively low priority for the global (re)insurance industry; a decade later, and this perspective has certainly changed. Insured losses of around NZ$40 billion (US$24.1 billion) came from the 2010-2011 Canterbury Earthquake Sequence (CES) and the 2016 Kaikoura earthquake; the former is the world’s second largest earthquake insured loss. These events had a considerable impact across…