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Advanced Science and Data

RMS earthquake modeling integrates learnings from recent and historical events, the latest earthquake science, location-specific geologic conditions, and engineering research on building performance from around the world to deliver valuable earthquake risk insights.

Informed Decision-Making

RMS earthquake models provide assessment of risk at timescales most applicable to (re)insurance applications.

Capital Requirements

Extensive stochastic event sets capture the full range of potential earthquakes to produce a comprehensive representation of events at key return periods including tail risk events.

Exposure Management

Evaluate potential hot spots and drivers of risk in earthquake portfolios for effective risk differentiation strategies.       

Model Features

RMS earthquake models provide you with the information you need to understand, evaluate, and manage earthquake risk in regions around the world.

Region-Specific Insights

Gain deep understanding of regional differences, including tectonic settings, built environments, and market conditions.

Comprehensive Solution

Assess the spectrum of potential earthquake losses with models that leverage computational power and data-driven approaches to reduce uncertainty.

Secondary Perils

See the potential loss impacts of secondary perils such as liquefaction, landslide, fire following earthquake, and tsunami in our complete view of earthquake risk.

Local Knowledge

Benefit from country-specific expertise with models built in close collaboration with on-the-ground scientific agencies, local engineers, and research bodies.

Regional and Country Earthquake Models

Japan Earthquake Model
Japan Earthquake Model

Modeling earthquake and tsunami risk across Japan.

New Zealand Earthquake Model
New Zealand Earthquake Model

Earthquake risk modeling across New Zealand includes new insights on liquefaction.

US Earthquake Models
United States Earthquake Models

Seismic hazard in the contiguous U.S., Alaska, and Hawaii.

Asia-Pacific Earthquake Models
Asia-Pacific Earthquake Models

Covering earthquake risk for the Asia-Pacific region.

Europe Earthquake Models
Europe Earthquake Models

Modeling Europe earthquake risk in 26 countries and municipalities.

Latin America and Caribbean Earthquake Models
Latin America and Caribbean Earthquake Models

Covering earthquake risk in 40 countries and territories.

North America Earthquake Models
North America Earthquake Models

Covering the whole of the U.S., Canada, and Mexico.


Related Products

The RMS earthquake model and related data are included in several RMS products – each tailored to serve different use cases.


Assess a location’s risk to multiple perils and key third-party insights in seconds with this application.

risk modeler
Risk Modeler 2.0

Leverage structure-based modeling and analytical tools, including intelligent model processing and big data query capabilities.

Location Intelligence API

Gain better underwriting perspective with instant access to the world’s best catastrophe insights.

What Makes RMS Earthquake Models Different?

Scientific Insight

Working with leading scientific agencies and partners, each RMS earthquake model incorporates the latest findings in earthquake research from institutions such as the United States Geological Survey (USGS), Pacific Earthquake Engineering Research Center (PEER) and national bodies around the world.


Accounting for the impact of sub-perils including tsunami and fire-following earthquake, where applicable, RMS models integrate sub-perils to allow their impact to be separately assessed. Liquefaction and landslide, complex secondary geohazards, are modelled to capture the potential for generating both widespread and highly localized losses.

Focus on Ground Motion

New innovations include advanced ground motion modeling that predicts the extent to which shaking attenuates from source to site and high-resolution ground motion amplification models that reflect the latest science; through to custom-built sedimentary basin models for areas with the greatest potential for large amplifications.

Latest Events

RMS earthquake models incorporate learnings from the latest earthquake events, such as the 2010 Maule, Chile Earthquake, 2010-11 Canterbury Earthquake Sequence of events and 2016 Kaikoura in New Zealand, 2011 Tohoku in Japan and larger, significant U.S. events from the last thirty years such as 1994 Northridge and 1989 Loma Prieta.


New Zealand Earthquake
New Zealand Earthquake: How the Last Decade Has Changed Everything

Go back to this time 10 years ago and earthquake risk in New Zealand was a relatively low priority for the global (re)insurance industry; a decade later, and this perspective has certainly changed. Insured losses of around NZ$40 billion (US$24.1 billion) came from the 2010-2011 Canterbury Earthquake Sequence (CES) and the 2016 Kaikoura earthquake; the former is the world’s second largest earthquake insured loss. These events had a considerable impact across…

Australia Map
Newcastle: Thirtieth Anniversary of Australia’s Largest Earthquake Loss. But What If…?

Over the past 15 years, we have witnessed some of the world’s largest possible recorded earthquakes that have had catastrophic impacts around the globe. But, looking back 30 years to 1989, we saw two smaller, but still significant earthquakes. The first was the M6.9 Loma Prieta event that hit the San Francisco Bay Area in October, an earthquake that is familiar to many due to its proximity to the city, and its level of destruction. However,…

Darfield Earthquake
Nine Years After Darfield: When an Earthquake Drives a New Model – Part Two

The Liquefaction Model The 2010 M7.1 Darfield earthquake in New Zealand started a sequence of events – the Canterbury Earthquake Sequence (CES), that propagated eastward in the Canterbury region over several years. Since the City of Christchurch is built on alluvial sediments where the water table is very shallow, several of the larger events created widespread liquefaction within the city and surrounding areas. Such ground deformations caused a significant…

The Power of a Crisis

As Christchurch City Council continues to build back better, will its resilience investment pay dividends when it comes to citywide insurance cover?

Northridge Earthquake Today Could Cost Insurers $20B: RMS

An earthquake like 1994’s Northridge, California quake could cause $20 billion in insured losses today, catastrophe modeling firm RMS said last week. In spite of the fact that many structural advancements have been made since 1994, a similar 6.7 earthquake today would cause total insured losses of $16-$24 billion.

RMS Helps WCIRB California

RMS conducted a probabilistic earthquake analysis for the Workers’ Compensation Insurance Rating Bureau (WCIRB) to provide insight into the types of earthquake events that could impact California and at what frequency.

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