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Importance of Geocoding

The quality and accuracy of geocoding can make or break your model, especially when it comes to high-gradient perils such as flood, storm surge, and wildfire. A shift of a few feet can mean the difference between total loss or none at all. This makes geocoders purpose-built for insurance uses critical. RMS Geocoder delivers relevant, accurate risk management data for your needs.



Global Dataset

RMS curates the most accurate sources of building perimeters, points of interest, land parcels, street networks, postcodes, and insurance market-defined boundaries to create the most innovative reference data. The result? Unsurpassed accuracy in your global geocoding process.

Exposure-Weighted Centroids

The exact geographic centroid of a postcode is irrelevant for risk management purposes if there’s no exposure in its vicinity. RMS provides coordinates weighted to exposure density to enable more accuracy in your analytics.


Ongoing Updates

Every year administrative boundaries change, postcodes are updated, street networks shift, and territories are redrawn. Yet, many geocoders make these updates without concern to the end user. RMS geospatial engineers provide detailed and thoughtful change management summaries to help you handle the impact of data changes.


Confidence Quantified

How do you know if a geocoded address is accurate? What if you’re modeling flood in an area where the street is long, the parcels are large, and the terrain is hilly? RMS models provide natively calculated “confidence areas” to quantify the uncertainty and enable sensitivity testing.



Underwriting With 20/20 Vision

Risk data delivered to underwriting platforms via application programming interfaces (API) is bringing granular exposure information and model insights to high-volume risks

RMS Data for Underwriting

RMS Data for Underwriting

Instant peril insights on every submission

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