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Catastrophe Models by Category

RMS has over 200 peril models in nearly 100 countries enabling insurers, reinsurers and other organizations to quantify the potential magnitude and probability of economic loss from catastrophe events.



Agriculture Models

Manage risk in growing and evolving agricultural markets in Asia-Pacific across all key coverages and schemes with the RMS India and China Agricultural Models.  


Builders Risk

Builders Risk

Capture the changing value and vulnerability of the builders risk class of property insurance across different phases of construction projects.


Climate Change

Climate Change Models

Improve your near and long-term climate change risk outlook with new catastrophe models.



Cyber Models

Quantify both affirmative and silent cyber risk to take advantage of market opportunity with the RMS probabilistic cyber catastrophe risk model.


Cyclone, Hurricane, and Typhoon

Cyclone, Hurricane, and Typhoon Models

Assess tropical cyclone risk to inform sound underwriting, portfolio management, and risk transfer decisions.  



Earthquake Models

Get the most informed view of earthquake risk possible with comprehensive coverage of seismically active regions across five continents.



Flood Models

Access broad-scale, well-validated views of flood risk to gain necessary insights into the range of commercial opportunities associated with various flood markets.


Industrial Facilities

Industrial Facilities Model

Better understand the risk profile of industrial and energy facilities where a high percentage of value is associated with machinery, equipment, and stock rather than structures.




Tap into life and health industry risk analytics that blend best-practice actuarial techniques with medical science.


Marine Cargo and Specie

Marine Cargo and Specie

Estimate potential losses and risks using a vulnerability model custom-tailored to the uniqueness of the cargo and specie lines of business.


Offshore Platform

Offshore Platform

Model hurricane damage to offshore platforms, rigs, wells, and pipelines throughout the Gulf of Mexico.


Severe Convective Storm

Severe Convective Storm Models

Move to a complete view of severe convective storm risk and improve profit margins using models that help more accurately assess severe weather risk.



Terrorism Models

Make better risk-based decisions with loss metrics for property and workers’ compensation lines using industry-leading terrorism models. 



Wildfire Models

Leverage unprecedented detail on loss outcome ranges for U.S. locations or portfolios to better manage and price wildfire risk. 



Windstorm Models

Gain insights across 15 European countries to understand the significant tail risk from a complex peril that drives solvency.



Winterstorm Models

Manage snow, ice, freeze, and winter wind risk with the RMS® North America Winterstorm Model and reduce your share of billions in annual industry losses.


Workers' Compensation

Workers' Compensation Models

Enabling portfolio managers and underwriters to capture the correct exposure, manage, and transfer catastrophic workers’ compensation risk.

Global Model Coverage by Region


Press Release
RMS Announces New Models and RiskLink Version 21.0

NEWARK, CA – May 5, 2021 – RMS®, the world’s leading catastrophe risk modeling and solutions company, today announces new models.  Speaking at the annual RMS Exceedance conference, Mohsen Rahnama Ph.D., chief risk modeling officer and executive vice president, said: “Risk is increasingly complex and connected. RMS is focused on providing the highest quality and most transparent, robust catastrophe models to the industry in this environment. With the new…

Pedestrians wearing masks
RMS 2020 Catastrophe Review: The Year of the COVID-19 Pandemic

Overshadowing the natural catastrophic events of the year, the COVID-19 pandemic – a global catastrophe that has dominated all our lives – will headline 2020 in the history books. It has been well over a year now since the first cases of COVID-19 were confirmed. Unlike a regionally focused catastrophic event, COVID-19 is global and far-reaching, having affected 219 countries and territories. The pandemic has touched most of us in some way – personal and…

Reactions North America 2020 Award for “Risk Modeling Company of the Year
Three is a Magic Number: RMS Wins Risk Modeling Company of the Year Award for Third Year Running

Many RMS colleagues attended the recent Reactions North America Awards 2020, admirably hosted by Shawn Moynihan, the magazine’s Editor-in-Chief. The virtual awards ceremony was a great opportunity for the industry to come together and celebrate exceptional achievement in what has certainly been an unusual year. And on behalf of RMS®, I am delighted to receive the Reactions North America 2020 Award for “Risk Modeling Company of the Year.” I know that to win this…

Mohsen Rahnama
Accurate, Impactful Catastrophe Models

Mohsen Rahnama, PhD, CRMO, and EVP of RMS Model Development, discuss the art of building the best models in our Models, Experts, and Coffee series.

Aerial view of city landscape at night
Putting the Power of HD Modeling to Work in Three Updated Risk Models for Critical Perils Covering Japan and Europe

At the RMS Exceedance 2020 virtual conference in May, we shared with attendees our product release plan covering a number of models. Today, we are delighted to announce the availability of three new models for our customers. Together with the U.S. Wildfire HD Model, these models all use the new high-definition (HD) modeling framework and are available in our Risk Modeler 2.0 application today. These include: Japan Typhoon and Inland Flood HD Model: …

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