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Insight for Underwriting

RMS data solutions ensure you have the cat information exactly where it’s needed, with minimal technical overhead or latency.

Precision

Take advantage of accurate data at unprecedented resolution, for every major peril and geography.

Consistency

Apply the same insights to analytics across underwriting, capital management, and reinsurance purchasing for full consistency.

Speed to Insight

Make cat risk assessments without the latency of a cat model run to enable real-time underwriting insight and faster decision-making.

The Value of Data

Data products for each stage of the pre-bind underwriting process 

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Categories of Data Products and the Value of Their Insights

CORRESPONDING RMS DATA PRODUCT
INSTANT INSIGHT PROVIDED
Geocoding

Where is the risk located?

Exposure Data

What are its key attributes?

Hazard

Does this submission comply with my risk appetite?

Risk Scores

Which are my best submissions?

Loss Costs

Is premium adequate to cover the risk?

Value of insight

Consistent Insights

RMS Data provides unique, differentiated insight to the world’s largest portfolios. Now, you can leverage the same insights across your entire book of business. 

Geocoding

Use precise location information to improve accuracy and relevance of analysis. RMS Geocoder is purpose-built for insurance applications.

Geocoding

Exposure

Accurate exposure data can prevent mispricing and adverse risk selection before it happens.

Exposure

Hazard

A hazard is a condition, circumstance, or situation that makes a loss more likely to be suffered. Deep hazard insight drives better underwriting results.

Hazard

Risk Score

Simplify interpretation of complex, big data catastrophe simulation with the RMS RiskScore.

Risk Score

Loss Costs

Uncover the true cost of insuring a risk and avoid miscalculations with RMS Loss Cost data.

Loss Costs

Location Intelligence API

RMS Location Intelligence API brings the industry’s most trusted cat analytics directly to the point of underwriting, with a simple call.

Location Intelligence API

SiteIQ

Assess a location’s risk to multiple perils and key third-party insights in seconds with this application.

SiteIQ

Resources

RMS Data for Underwriting

RMS Data for Underwriting

Instant peril insights on every submission

RMS Data Solutions

New RMS Data Solutions Deliver…

NEWARK, Calif. - June 28, 2019  RMS, a leading…

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