Market-Leading Data Solutions
Gain accurate, differentiated, real-time understanding of exposure to write better risks, reduce frictional expense, and build consistency within your portfolio.
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Insight for Underwriting
RMS data solutions ensure you have the cat information exactly where it’s needed, with minimal technical overhead or latency.
Precision
Take advantage of accurate data at unprecedented resolution, for every major peril and geography.
Consistency
Apply the same insights to analytics across underwriting, capital management, and reinsurance purchasing for full consistency.
Speed to Insight
Make cat risk assessments without the latency of a cat model run to enable real-time underwriting insight and faster decision-making.
The Value of Data
Data products for each stage of the pre-bind underwriting process
Categories of Data Products and the Value of Their Insights
CORRESPONDING RMS DATA PRODUCT
INSTANT INSIGHT PROVIDED
Geocoding
Where is the risk located?
Exposure Data
What are its key attributes?
Hazard
Does this submission comply with my risk appetite?
Risk Scores
Which are my best submissions?
Loss Costs
Is premium adequate to cover the risk?
Value of insight
Consistent Insights
RMS Data provides unique, differentiated insight to the world’s largest portfolios. Now, you can leverage the same insights across your entire book of business.
Geocoding
Use precise location information to improve accuracy and relevance of analysis. RMS Geocoder is purpose-built for insurance applications.
Exposure
Accurate exposure data can prevent mispricing and adverse risk selection before it happens.
Hazard
A hazard is a condition, circumstance, or situation that makes a loss more likely to be suffered. Deep hazard insight drives better underwriting results.
Risk Score
Simplify interpretation of complex, big data catastrophe simulation with the RMS RiskScore.
Loss Costs
Uncover the true cost of insuring a risk and avoid miscalculations with RMS Loss Cost data.
Location Intelligence API
RMS Location Intelligence API brings the industry’s most trusted cat analytics directly to the point of underwriting, with a simple call.
SiteIQ
Assess a location’s risk to multiple perils and key third-party insights in seconds with this application.
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