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The Right Insights Have More Impact

Underwriting cat-exposed property is a high-stakes game that puts part of a carrier’s balance sheet at risk with every transaction. To manage this risk, insurers don’t need more data sources, they need better tools and more insight.

Easy Integration

Seamless, high-speed integration into your existing underwriting workflow helps you make better, faster, and more profitable decline/refer/quote decisions.

Full Consistency

Ensure the same view across your organization with a common set of analytics used throughout the risk transfer process – modeling, capital management, and underwriting.

Trusted Data

Based on the industry’s leading models, RMS risk data brings unprecedented precision and granularity to the process of underwriting cat-exposed property.

Business Value

The Location Intelligence API delivers key data and insights to help you improve business decisions and better manage risk.

Accurate Pricing

Avoid adverse selection and improve underwriting profitability.

Unified View

Use the same data sources from underwriting to portfolio management, enabling optimal portfolio construction. 

Smart Prioritization

Weed out bad risks early to optimize agent workflow and maximize submission flow.

Streamlined Processes

Enable straight-through processing and speed up your quoting process.

Data Breadth and Depth

Key Features of Location Intelligence API

RMS offers full global coverage of natural hazard data, delivered instantly, with a simple API call.


Improve accuracy of your location data with powerful geocoding designed to support underwriting, capital management, and reinsurance purchasing. 


Exposure Data

Access robust exposure data with better risk differentiation, lower uncertainty in model results, and more granular pricing.

exposure data

Hazard Data

Gain deep hazard insights that drive better underwriting results.

hazard data


Simplify evaluation with the RMS RiskScore, a single number representing the results of a complex big data catastrophe simulation. 

risk score

Loss Costs

Uncover loss cost (“pure premium”) to identify the true cost of insuring a risk and determining final price paid by the insured.

loss cost

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Leverage structure-based modeling and analytical tools, including intelligent model processing and big data query capabilities.


RMS Data Solutions
Press Release
New RMS Data Solutions Deliver Real-Time, Site-Specific Insights To Enable Competitive Risk Selection And Profitable Underwriting

NEWARK, Calif. - June 28, 2019  RMS, a leading global risk modeling and analytics firm, announced the availability of two transformative data solutions hosted on RMS Risk Intelligence (RI), its strategic risk platform. Expanding on its suite of strategic risk products, these solutions employ sophisticated RMS models and rich data layers built into the RMS platform. With growing pressure to make critical underwriting decisions quickly, speed and precision is…

RMS Data for Underwriting

Carriers want to write better risks, reduce underwriting frictional expense, and build consistency within their portfolios. RMS® Data for Underwriting is  a rapidly expanding suite of data delivered instantly at the point of underwriting.

Location Intelligence API

To survive in today’s competitive market, unyielding underwriting discipline is vital. Improper pricing assumptions, inappropriate declinations, and misalignment between underwriting and portfolio management can instantly erode underwriting margins. Underwriting discipline requires data-driven decisions that utilize the market’s most accurate risk indicators – provided by the RMS® Location Intelligence API.


Get Leading Risk Analytics to Your Underwriting Process

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