Science, Technology, Insurance
As an authoritative resource in stochastic risk modeling, mathematical biology, and epidemiology, LifeRisks combines modeling science, technology, and insurance expertise.
Forward-Looking Mortality Model
Detailed analysis of "vitagions" – drivers of mortality improvement – provides a framework to project medium- and long-term dynamics of mortality trends.
Understand Extreme Mortality
Combine the latest infectious disease modeling alongside individual perils that cause mortality shocks such as terrorism and earthquake, to deliver insightful causal analysis.
Drill down into model results to understand risk drivers and identify scenarios that represent key loss thresholds.
Independent and Impartial
RMS provides impartial risk analysis, as our models support insurers, reinsurers, intermediaries, and the capital markets.
Technology and the Business of Risk
"We can be much better prepared if we have identified and modeled the full range of potential catastrophes, which is why our work includes ‘looking around corners,’ thought leadership, scenario planning, and anticipating the events which have not been part of our recent experience and measuring their potential impacts and mitigations."Read More
Keep informed about the COVID-19 pandemic and its implications for the risk management industry. Visit the dedicated COVID-19 resources hub page, with a range of resources from webinars and reports to explore.Learn More
New Pandemic Outlooks to Help Assess Potential COVID-19 Winter Wave
In September RMS launched new pandemic outlooks that reflect assumptions about vaccines to help businesses prepare for a potential second wave. Watch the interview with Maria Lomelo Director of RMS LifeRisk products and The ReInsurer to learn more.Learn More
RMS COVID-19 Pandemic Projections
Access 3 to 6 month projections to support longer term decision-making.Learn More
Swiss Re Chooses RMS for Pandemic Risk
RMS was selected by Swiss Re for the 2020 reissuance of its excess mortality bond (‘Matterhorn’). RMS models provided in-depth insights into the risk of extreme mortality from a variety of perils, most notably pandemics and terror attacks. The bond was well-received by investors, taking Swiss Re’s protection from the Matterhorn program to US$855 million.Learn More
The COVID-19 Coronavirus: What You Need to Know
Since it first appeared December 2019, the COVID-19 has spread to over 200 countries. The outbreak is having a major impact on the economy and the global health environment. Costs continue to rise, and there are many questions regarding its impact on the global (re)insurance markets. Topics discussed will include: Status on the current situation Modeling the spread of COVID-19: What have we learned? Implications for Insurance Q&A with a panel…
Reimagining the 1918 Pandemic
Ask any child, a world without Walt Disney would be unimaginable. Born in December 1901, Walt was sixteen years old when he caught the 1918 pandemic influenza — and survived. A century has passed since the great 1918 pandemic, in which tens of millions died, the deadliest in history. When an anniversary of a major event comes round, we can ask what if the event were to occur today. Catastrophe modelers can also reimagine the event being different from what it…
Civil War Drives the Spread of Ebola
The worst outbreak of Ebola in the DRC (Democratic Republic of Congo), Africa’s second largest country by area, with a population of over 77 million, has already claimed several hundred lives, and there have been more than three hundred and fifty cases. Many of the Ebola cases have been in Beni (pop. ~230,000), a major city in North Kivu province, close to the Ugandan border. DRC is a failing state, where the government regime is weak, and cannot prevent…
NHS Funding and the Hope of Living Longer
On March 13, 2019, the U.K. Chancellor of the Exchequer, Philip Hammond, warned in the House of Commons during his Spring Statement, that a “… cloud of uncertainty was hanging over the U.K. economy.” Reminiscing of a sunnier time for the U.K. economy, in the Budget speech in March 2000, Gordon Brown announced a substantial increase in government spending on healthcare. The Chancellor’s ambitious plan was that health spending would rise by more…
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