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ExposureIQ HWind
ExposureIQ and HWind

Respond differently this Hurricane season with introductory access to RMS ExposureIQ and HWind.

ExposureIQ Deep Dive Demo
Deep Dive Demo

Watch how ExposureIQ helps customers understand global risk and respond to events faster.

EIQ Transforming Exposure Mgmt
ExposureIQ Video Portal

Get a closer look at new innovations in ExposureIQ.

The Future of Portfolio Management

Purpose-built for the time-sensitive requirements of today’s portfolio manager, ExposureIQ™ is an exposure management software that makes business-wide risk exposure management faster and more accurate for informed decision making. 

Respond to Events Faster Than Ever

Gain a deeper understanding of loss potential and risk exposure in catastrophe prone areas in real-time. Insurance professionals use RMS Event Response to ensure a timely and effective response when the minutes matter the most. 

Capitalize on Portfolio Trends

Optimize your portfolio and identify the key drivers of accumulations and portfolio trends.  The multidimensional portfolio-level and real-time risk reporting, as well as sophisticated customized exposure management analytics help you to write business closer to your risk threshold.

Strengthen Your Decision-Making

Unify and customize datasets into a single source of truth powered by world-renowned RMS science and HD models™. Making underwriting decisions is simplified with an accurate understanding of your risk portfolio. 


Blind Spots Minimized

  • Risk exposure management made easy by gaining a deeper understanding of exposure concentrations through the power of RMS Risk Intelligence™ 

  • Drill down into the drivers of deterministic losses across every geography anywhere in the world for customized exposure management 

  • Access exposure management insurance underwriting support by writing closer to your capacity using the power of high-resolution location data and the RMS Financial Model

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Map Visualizations at the Highest Resolution

  • See your imported data represented across hazard layers for an interactive view
  • View your exposure concentrations of risk accumulations across modeled and non-modeled areas
  • Assess aggregations and risk clusters by their proximity to key hazard zones, and drill down into the key drivers of loss
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Exposure Management Software with an Intuitive User Experience

  • Run comprehensive accumulations through exposure management insurance workflows designed for the portfolio manager 

  • Access insurance exposure management information leveraging events and footprints from RMS Event Response and RMS’s unique HWind real-time forecasting capabilities 

  • Build ad-hoc reporting for every stakeholder - from high-level validation to contextual event response footprints 

  • Leverage RMS data and financial engines to mine new insights and flexibly slice and dice data allowing a more comprehensive understanding of portfolio trends 

  • Empower confident risk exposure management and portfolio optimization to increase profitability and achieve growth 

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ExposureIQ Deep Dive Demo

ExposureIQ ensures portfolio managers can derive insights to confidently analyze concentrations across geographies, identify optimization and risk exposure management growth opportunities using the latest RMS science. 

Join Sr. Director of Product Management Shaheen Razzaq as he explains how ExposureIQ helps customers with accumulation management and understand their aggregations and distribution of exposure across the globe and respond to events faster. 

Watch Full Demo

Why Insurance Exposure Management Teams Need ExposureIQ

The built-in portfolio management tools in our exposure management software help inform and manage underwriting decisions and ensure profitability. 


Leverage the world’s leading provider of hurricane wind assessment for both real-time and historical events before, during, and after landfall across the western North Atlantic, Eastern Pacific, and Central Pacific Basins.

Customized Exposure Management

Quickly identify exposure concentrations to inform better insurance exposure management of portfolios. Get a real-time portfolio view of risk across multiple geographies, establish simple stakeholder reporting, and accurately write business closer to your risk threshold.

Event Response Exposure Management

As the hurricane makes landfall understand the impact on your portfolio. Understand your risk exposure and report to stakeholders.

Real-Time Event Response

Assess evolving storm conditions as an event unfolds with snapshots that project storm paths to inform where claims and business interruption are likely to occur and with footprints to inform accurate positioning of response and recovery assets.


Deployed via the cloud leveraging a global network of data centers, ExposureIQ uses enterprise-class security measures implementing best practices from SOC 2 type 2, C5, ISO 27001, and the National Institute of Standards and Technology (NIST).

Exposure Management

Insurance portfolio management teams need the right tools to help understand and manage their catastrophe risk. ExposureIQ makes it easy to visualize and understand the book of business and what you can do to optimize it.

Customer Success Stories


What RMS Experts and Customers Are Talking About


ExposureIQ: Build a Smarter Portfolio

Purpose-built for the time-sensitive requirements of today’s portfolio manager, ExposureIQ makes managing the entire book of business faster and more accurate than ever.


Exposure Magazine
RMS HWind Hurricane Forecasting and Response and ExposureIQ: Exposure Management Without the Grind

Accessing data in real-time to assess and manage an insurance carrier’s potential liabilities from a loss event remains the holy grail for exposure management teams and is high on a business’ overall wish list A recent PwC Pulse Survey of U.S. risk management leaders found that risk executives are increasingly taking advantage of “tech solutions for real-time and automated processes, including dynamic risk monitoring (30 percent), new risk management tech…

Employee working in modern office
Latest ExposureIQ: Delivering the Future of Exposure Management

I recently saw a presentation by the U.K.’s Institute and Faculty of Actuaries (IFA) discussing a survey where 28 percent of respondents rated their current exposure management tools as poor; only 61 percent rated them adequate. The survey also recognized two vital aspects of exposure management. On one side, identifying and minimizing losses through daily portfolio management and timely quantification of potential cat event losses. On the other side,…

Press Release
RMS Unveils Significant New Event Response Innovations in ExposureIQ

Newark, Calif. – May 6, 2021 – RMS, the world’s leading catastrophe risk modeling and solutions company, announced new innovations to ExposureIQ™ on the Risk Intelligence platform, including real-time catastrophe event visualizations and more powerful reporting. RMS also unveiled new capabilities to allow cross-portfolio accumulations across reinsurance and insurance workflows. ExposureIQ is an innovative, cloud-based exposure management application designed…

Satellite image of a hurricane approaching North America
ExposureIQ: Helping Portfolio Managers Navigate a Record-Breaking Hurricane Season

Last year delivered a record-breaking North Atlantic hurricane season in terms of the number of named storms, with a total of 30 during 2020. Your portfolio management teams working on the insurance frontline did not get much of a break after early July. They were busy providing answers to stakeholders as to how each of these storms affected their portfolios. You know it had been a busy season when we worked our way through the 21 official tropical cyclone…

Meeting room
RMS September Update: New HD Models for Europe, New Zealand, and the U.S. With Risk Modeler and New ExposureIQ for Richer Accumulation Management

After recently launching new High Definition Models™ during August, we are delighted to announce that clients using RMS® Risk Modeler™, powered by RMS Risk Intelligence™, now have access to three additional HD Models™ covering new perils and regions in Europe, New Zealand, and the U.S.: Europe Severe Convective Storm HD Models: Comprehensive coverage of all sources of loss including hail, straight-line winds, and tornado risk for 17 countries, comes with…

ExposureIQ: Launch of the Next Generation RMS Exposure Management Application

RMS launches new exposure management application focused on the portfolio manager – ExposureIQ on the new cloud platform, Risk Intelligence™. The role of a portfolio manager is a demanding one. It represents a high-wire balancing act between managing profitability and growth on one hand and keeping within exposed limits and minimizing risk accumulation and potential losses on the other. It is the portfolio manager who must uncover the “hot spots” if an…

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