Terrorism
Quantify macro-terrorism risk to manage portfolios, transfer risk, underwrite, and set rates.
Dynamic Risk
For nearly 20 years, RMS terrorism models have been updated regularly to reflect the latest threat landscape. The models enable application of various reinsurance programs and TRIPRA.
Probabilistic Modeling
Gain a complete view of risk with a comprehensive solution that provides a full range of possible attacks of varying severity and likelihood.
Manage Accumulations
Evaluate exposure concentrations within your book using a database of global terrorist targets and accumulation tools.
Support Reporting
Produce losses and results necessary for Lloyd’s RDS, rating agencies such as AM Best SRQ, and government reporting including US TRIP data call.
Clear Insight
Obtain a clear competitive advantage in risk selection, risk transfer, and capital management. Covers property (including business interruption) and human exposures.
Spotlight
The Market-Leading Terrorism Risk Model
The most widely accepted model in the industry gained its credibility from experts in the field, the use of 3D blast modeling techniques, and through consistent updates to the models reflective of the current landscape. RMS also works with government agencies to inform views on terrorism risks.
Related Products
Beyond Terrorism
(Re)insurers that offer affirmative terrorism coverage or are otherwise exposed to terrorism may be interested in a number of other RMS solutions to help gain a more complete view of risk.
RMS Cyber Solutions
Cyber risk also involves human actors with the intent to disrupt or cause loss. RMS Cyber Solutions include a comprehensive cyber risk model, a standardized cyber data schema, configurable analyses, results, and reporting.
RMS LifeRisks
RMS LifeRisks® is an SaaS solution used in both the life and health and pension markets to model excess mortality and longevity risk. In some regions, terrorism is included in the excess mortality model.
RMS Cost Severities
For terrorism and other risk and accumulation modeling, RMS offers the U.S. Workers' Compensation Cost Severities, which are updated regularly to convert casualties into financial losses.
Industrial Facilities
Better understand the unique nature of industrial and energy facilities with models customized for these distinct exposures.
Marine Cargo Models
Estimate potential losses and risks using a vulnerability model custom-tailored to the uniqueness of the cargo and specie lines of business.
Human Casualty Earthquake Model
Workers Compensation insurers in the U.S. cannot exclude terrorism or other catastrophic risks. The RMS® Earthquake Casualty Model can model losses due to injuries and fatalities arising from earthquakes in the U.S., China, and Japan.
SiteIQ
Assess a location’s risk to multiple perils in seconds with this application grounded in third-party insights.
Location Intelligence API
Gain better underwriting perspective with instant access to the world’s best catastrophe insights.
Resources
Terrorism Risk for California Workers’ Compensation
The terrorism landscape has changed significantly since 9/11
The terrorism landscape has changed significantly since 9/11. There is a visible shift from large-scale attacks to a growing number of lone wolf attacks. Many believe there has not been a major terrorist event in the United States post 9/11, but one should not overlook the near-misses in the recent past which could have caused massive losses such as the 2016 New York-New Jersey bombings. The unpredictable and catastrophic nature of terrorism led to the…
