
Benefits
Leading Hazard Science
Better underwriting requires better data, analysis, and expertise. RMS employs seismologists, meteorologists, and hydrologists so you don’t have to. You can use RMS Hazard Data to select, evaluate, and price catastrophe risk – bringing deep peril expertise directly to your underwriting specialists.
Data Consistency
RMS Hazard Data is native to industry-leading RMS models and can offer valuable insights to you when analyzing risks. Applying the same data between portfolio management, reinsurance decisions, and underwriting ensures that there is a consistent basis for all decisions across the risk management process.
Global Hazard Source
For companies operating in different areas of the world, or those that want to expand into other parts, RMS offers global hazard data to help you broadly evaluate risks, save time, and gain efficiency. If you need to evaluate wildfire risk in California, flood risk in the United Kingdom, and earthquake risk in New Zealand, RMS makes this all possible within a single API call.
Out-Select Competitors
Different risks often look the same on paper. But are they? Using RMS Hazard Data, you have the insights to answer this question, avoid adverse selection, and out-select the crowd.
Hazard Data Examples
- 250-year earthquake shake intensity
- 100-year flood depth, defended and undefended
- Soil condition
- Liquefaction susceptibility
- Flood, wind, wildfire zone
Examples (continued)
- Distance to coast, earthquake fault, wildfire zone
- Number of historical wildfires within 2, 5, 10 kilometers
- First-floor height above ground
- Likelihood of basement presence
- And more
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Resources

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