Author Archives: Jeff Waters and Holly Widen

About Jeff Waters and Holly Widen

Jeff Waters, Meteorologist and Manager, Model Product Strategy, RMS

Jeff Waters is a meteorologist who specializes in tropical meteorology, climatology, and general atmospheric science. At RMS, Jeff is responsible for guiding the insurance market’s understanding and usage of RMS models including the North American hurricane, severe convective storm, earthquake, winter storm, and terrorism models. In his role he assists the development of RMS model release communications and strategies, and regularly interacts with rating agencies and regulators around RMS model releases, updates, and general model best practices.

Jeff is a member of the American Meteorological Society, the International Society of Catastrophe Managers, and the U.S. Reinsurance Under 40s Group, and has co-authored articles for the Journal of Climate. Jeff holds a BS in geography and meteorology from Ohio University and an MS in meteorology from Penn State University. His academic achievements have been recognized by the National Oceanic and Atmospheric Administration (NOAA) and the American Meteorological Society.

Holly Widen, Product Manager, Model Product Management, RMS

Dr. Holly Widen is a Product Manager in the Model Product Management team, focusing on the U.S. Flood suite of products. She joined RMS in 2016 upon completion of her Doctorate in Geography from Florida State University, where she studied tornado risk and vulnerability using applied spatial statistics. She has co-authored over ten peer-reviewed journal articles and is a member of the American Meteorological Society and the American Association of Geographers.

Five Reasons to Rethink Hurricane Risk

Challenging conventional thinking pays dividends with regards to assessing hurricane risk. And as the current North Atlantic Hurricane Season marches on, here are five points — some of which are insights from last year’s active season, that can help you to reframe and potentially rethink your view of hurricane risk.

1. Hurricane Threat Is Not Just from Wind or Storm Surge

In many respects, Hurricane Harvey was the standout hurricane from last year’s trio of notable events in Harvey, Irma and Maria. The severe amounts of rainfall from Harvey — more than fifty inches (127 cm) in some areas over southeast Texas in August 2017 — certainly differentiated this event.

In 2014, Robert Muir-Wood, chief research officer at RMS, wrote a blog posing the question whether  water, and not wind is the primary driver of hurricane risk and corresponding losses. With events like Harvey in 2017, Robert’s viewpoint becomes more and more valid. Although Harvey was a category 4 hurricane at landfall, around 90 percent of the estimated losses were from inland flooding. The dominance of flood-driven losses in recent events — whether they be caused by storm surge, precipitation, or both — argues for a full hurricane catastrophe modeling solution. If tropical cyclone-induced rainfall is not included as a modeled peril, there is every chance of missing a large contribution of total loss for events like Harvey.

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