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Kerala Floods: The Role of Insurance in Building a More Resilient State

In the first twenty days of August, the state of Kerala in southern India received rainfall that was 164 percent above the average. This rain built on very wet antecedent conditions, July had seen rainfall about 40 percent above average. As a result, to manage the flood waters, state authorities were forced to open 80 dams in the region, including the Idukki dam, one of the largest arch dams in Asia. Overall, this resulted in massive flooding, displacing millions of people while claiming the lives of more than 350 citizens, destroying trees and crops and severely disrupting tourism with the closure of Cochin International airport.

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