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Europe Severe Convective Storm

Severe convective storms cause more than 20 percent of the average annual insured losses in Europe. Hailstorms like Andreas in 2013 (USD 4 billion) or Ela in 2014 (USD 3 billion) show the importance of modeling this peril to manage risk.

Regional Focus

Benefit from a Pan-European model, covering 17 countries, to understand risk from hail, straight-line winds, and tornadoes.

Asset Specific

Model what matters: the model gives insight on property and automobile risk, including an innovative way to account for movement of vehicles.

Solution Consistency

Use the same set of solutions across the risk management chain—from underwriting to portfolio management and capital adequecy.

Model Coverage

Europe Severe Convective Storm boasts the below benefits to help you accurately assess your risk.

Known Sub-perils

Model losses from hail, straight-line winds, and tornadoes, as well as any combination of these sub-perils.

Country Detail

Understand cross-country correlation by using a consistent model across 17 countries in Europe.

Automobile Risk

Account for the differences in vehicles types, their typical movement behavior and protection systems.

Complete View of Risk

Complete your view of weather risk in Europe, with this model fully compatible with the RMS Europe Windstorm Models. 


Severe convective storms are inherent to the European climate risk landscape and can cause extensive loss to vehicles and property. Severe convective storm risk is often managed using historical experience alone, facing issues such as under-reporting of observations. Recent events show the potential challenges and cost this peril can drive for the (re)insurance industry.

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As summertime approaches here in Europe, so does the peak season across the continent for hail, straight-line winds, and even tornadoes (collectively known as severe convective storms). These storms have been recognized for centuries—in the eighteenth century, Italian composer Antonio Vivaldi wrote a sonnet to accompany his violin concerto Summer from the Four Seasons concerti: “The shepherd trembles, fearful of a violent storm… …the heavens roar, and great…

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Severe Convective Storm Season Starts in Europe

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Europe Severe Convective Storm: Hail on the Agenda

When a hail event lasting just minutes hit southern Germany on July 28, 2013, it generated a US$3.9 billion insured loss. Some 80,000 buildings and tens of thousands of automobiles were damaged — many severely. Such a high hail loss was unprecedented in Europe. It was this event that represented the wake-up call for the insurance and reinsurance industry to think harder about the risk due to severe convective storms. I had the privilege to lead my team of…

Is Europe Due for Severe Hailstorms this Summer?

Summer has just started, but weather has already been warm over Europe. Many countries have experienced very high temperatures over the first weeks of June, and there is a chance the 2014 summer will be warmer than normal. A warm atmosphere can bring very high convection potential and potentially lead to a busy severe convective storm season. While seasonal forecasts are uncertain, severe hail events already experienced in June already point to a potential…

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