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Insurance Solutions

Formerly Moody’s RMS

The 10 major risks shaping insurance today

Our story

Unlocking insights: See risk differently with Moody's insurance solutions 

In a world shaped by increasingly complex and interconnected risks, the insurance industry has never been more important to our global economy.  
 
As risks continue to grow and compound in unforeseen ways, risk selection, pricing, and management require greater insights than ever before. 
 
Our unique combination of science, data, technology, and expertise provides insurers, reinsurers, and brokers with the ability to address their most complex challenges – helping to provide the comprehensive perspectives needed to make decisions with confidence. 

1st

Place

in Chartis RiskTech 100

250+

Customers

Active on the Intelligent Risk Platform

1 Bn

Locations Accumulated

in less than 4 hours

5 Bn

Locations/Risks

Modeled per month on the Intelligent Risk Platfrom

56

Releases

for Intelligent Risk Platform Applications

140

Catastrophes

Analyzed by Event Response Services

10

New Workflows

Unlocked on the Intelligent Risk Platform

200

Using Moody's solutions

to perform IFRS17 reporting

143

Models

Released across the globe

1st

Data-Driven Underwriting

Data integrated into cloud-native applications

70%

Risk Modeler

Clients are subscribing to HD models

10,000+

Users

of Moody's Actuarial software worldwide

Unified and insightful views of risk

The Moody’s Intelligent Risk Platform™ is the world’s first risk platform for industries affected by the uncertainty of natural and man-made catastrophes.

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Risk Modeler
Risk Modeler

Leverage structure-based modeling and analytical tools, including intelligent model processing and big data query capabilities. 

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TreatyIQ
TreatyIQ

Achieve your target portfolio by utilizing the advanced, customizable pricing and portfolio roll-up analytics direct to the property catastrophe underwriter.

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Risk Data Open Standard
Risk Data Open Standard

Drive value and innovation from this new open standard, a modern data schema for risk analytics.

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Location Intelligence API
Location Intelligence API

Gain better underwriting perspective with instant access to the world’s best catastrophe insights.

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ExposureIQ
ExposureIQ

Manage your entire book of business more efficiently and accurately than ever before with this purpose-built solution for analyzing exposure concentrations.

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Our services

From small to midsize and global corporations, Moody’s helps solve risk management challenges through our integrated consulting and solutions offering.

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Assess risk and strategy

Implement a solution

Manage your business

Assess risk and strategy

Leverage Moody’s long-standing commitment to deliver market-leading climate risk analytics. We can help our clients to navigate the complex landscape of climate change risks. We can deliver objective, quantitative and actionable risk insights to help client solve climate-related challenges, including:

  • Investor and stakeholder communication
  • Regulatory reporting and requirements
  • Business strategy planning
  • Risk management and stress testing

Implement a solution

Whether you are starting a risk modeling operation or have deep, well-established resources, our consultants advise and help implement best practices across your catastrophe management operations. Our aim is to help companies optimize their investment in Moody’s technology, accelerate "time to value," and minimize implementation risk.

We provide analysis and guidance on the best use of Moody’s data, models, and technology, including:

  • Workflow automation and system integration
  • Custom technology solutions for unique use cases
  • Software deployment and configuration 
  • Adoption assurance services to ease the transition to new software and workflows

Manage your business

Building an agile modeling and risk management operation is a necessity for any organization. From flexing your resources at peak demand periods, relieving your team of excessive workloads, to outsourcing your modeling, you can quickly expand your analytics capabilities with Moody’s Analytical Services.  

Our global team of over 350 analysts can work in tandem with your organization to save you time and resources, cover peaks and troughs in workload, meet regulatory filing pressures, accelerate model adoption, and explore new areas of risk. It’s a complete risk modeling operation whenever you need it to help with projects including, but not limited to:

  • Exposure data enrichment 
  • Account and cedant modeling
  • Portfolio modeling
  • Regulatory and management reporting
  • Bespoke analytics

Our models and risks

Moody’s has over 200 peril models in nearly 100 countries enabling insurers, reinsurers and other organizations to quantify the potential magnitude and probability of economic loss from catastrophe events.

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agriculture

Agriculture

Agriculture Models

Manage risk in growing and evolving agricultural markets in Asia-Pacific across all key coverages and schemes with the Moody's RMS India and China Agricultural Models.  

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Builders Risk

Builders Risk

Capture the changing value and vulnerability of the builders risk class of property insurance across different phases of construction projects.

climate_change

Climate Change

Climate Change Models

Improve your near and long-term climate change risk outlook with new catastrophe models.

cyber

Cyber

Cyber Models

Quantify both affirmative and silent cyber risk to take advantage of market opportunity with the Moody's RMS probabilistic cyber catastrophe risk model.

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Cyclone, Hurricane, and Typhoon

Cyclone, Hurricane, and Typhoon Models

Assess tropical cyclone risk to inform sound underwriting, portfolio management, and risk transfer decisions.  

earthquake

Earthquake

Earthquake Models

Get the most informed view of earthquake risk possible with comprehensive coverage of seismically active regions across five continents.

flood

Flood

Flood Models

Access broad-scale, well-validated views of flood risk to gain necessary insights into the range of commercial opportunities associated with various flood markets.

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Industrial Facilities

Industrial Facilities Model

Better understand the risk profile of industrial and energy facilities where a high percentage of value is associated with machinery, equipment, and stock rather than structures.

liferisks

LifeRisks

LifeRisks

Tap into life and health industry risk analytics that blend best-practice actuarial techniques with medical science.

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Marine Cargo and Specie

Marine Cargo and Specie

Estimate potential losses and risks using a vulnerability model custom-tailored to the uniqueness of the cargo and specie lines of business.

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Offshore Platform

Offshore Platform

Model hurricane damage to offshore platforms, rigs, wells, and pipelines throughout the Gulf of Mexico.

severe_convective_storm

Severe Convective Storm

Severe Convective Storm Models

Move to a complete view of severe convective storm risk and improve profit margins using models that help more accurately assess severe weather risk.

terrorism

Terrorism

Terrorism Models

Make better risk-based decisions with loss metrics for property and workers’ compensation lines using industry-leading terrorism models. 

wildfire

Wildfire

Wildfire Models

Leverage unprecedented detail on loss outcome ranges for U.S. locations or portfolios to better manage and price wildfire risk. 

windstorm

Windstorm

Windstorm Models

Gain insights across 17 European countries to understand the significant tail risk from a complex peril that drives solvency.

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Winterstorm

Winterstorm Models

Manage snow, ice, freeze, and winter wind risk with the Moody's RMS® North America Winterstorm Model and reduce your share of billions in annual industry losses.

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Workers' Compensation

Workers' Compensation Models

Enabling portfolio managers and underwriters to capture the correct exposure, manage, and transfer catastrophic workers’ compensation risk.

cityscape

Get the latest information on natural catastrophes around the world.

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