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Differentiate Your Business

With consistent analytics from underwriting and accumulation management through reinsurance and capital allocations, Moody's RMS delivers solutions at a country level, correlated across Europe for better decision-making.

Capture the Full Risk Potential

Leverage an independent and comprehensive view of risk with consistent multi-peril data and modeling solutions across Europe.

Grow Your Business Capacity

Work with our expert advisors to improve your exposure and catastrophe risk management practices.

Unified Risk Management Solutions

Leverage the latest generation of catastrophe models and build a rich and consistent understanding of your YoY risk on a single platform with Risk Intelligence.

Innovative Solutions

Backed by more than 30 years of global model development, Moody's RMS is committed to industry-leading science and has pioneered many innovations in catastrophe models and risk management.

Extended Peril Coverage

We can help support your emerging risk strategy by offering extensive model coverage for the region, including windstorm, flood, severe convective storm, and earthquake.

Extended Peril Coverage

Industry Relationships

Our relationships with scientific entities, local engineers, and building structure experts integrate the most modern science, data, and historical events in our view of risk.

Industry Relationships

Pioneering Research

Moody's RMS works with local scientific agencies and researchers to remain at the forefront of pioneering research and development in global earthquake risk.

Pioneering Research

Event Response

Moody's RMS monitors events 365 days a year to provide industry-leading event response services that enable clients to quickly determine insured exposures.

Event Response

Leading European Risk Assessment

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Assess Risk and Strategy

Implement a Solution

Manage Your Business

Assess Risk and Strategy

Our Moody's RMS Consulting Services team leverages decades of experience to assess your current risk position, identify the best ways to use catastrophe analytics within your operations, and develop a plan to operationalize efficient business processes.

We deliver objective, quantifiable, and actionable insights across a range of projects:

  • Bespoke modeling, including climate change, complex risks, mortgage default, and customized hazard/vulnerability analyses
  • Risk transfer modeling and calculation agent services to the ILS market
  • Business process maturity and workflow optimization assessments
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Implement a Solution

Whether you are starting a risk modeling operation or have deep, well-established resources, our consultants advise and help implement best practices across your catastrophe management operations. Our aim is to help companies optimize their investment in Moody's RMS technology, accelerate "time to value," and minimize implementation risk.

We provide analysis and guidance on the best use of Moody's RMS data, models, and technology, including:

  • Workflow automation and system integration
  • Custom technology solutions for unique use cases
  • Software deployment and configuration 
  • Adoption assurance services to ease the transition to new software and workflows
Learn More

Manage Your Business

Building an agile modeling and risk management operation is a necessity for any organization. From flexing your resources at peak demand periods, relieving your team of excessive workloads, to outsourcing your modeling, you can quickly expand your analytics capabilities with Moody's RMS Analytical Services.  

Our global team of over 350 analysts can work in tandem with your organization to save you time and resources, cover peaks and troughs in workload, meet regulatory filing pressures, accelerate model adoption, and explore new areas of risk. It’s a complete risk modeling operation whenever you need it to help with projects including, but not limited to:

  • Exposure data enrichment 
  • Account and cedant modeling
  • Portfolio modeling
  • Regulatory and management reporting
  • Bespoke analytics
Learn More

Europe, Middle East, and Africa (EMEA) Model Coverage

Europe Map
Earthquake
  • Europe
  • Andorra
  • Austria
  • Azores
  • Belgium
  • Bulgaria
  • Canary Islands
  • France (including Monaco)
  • Germany
  • Greece
  • Hungary
  • Ireland
  • Italy (including San Marino and Vatican City)
  • Liechtenstein
  • Luxembourg
  • Monaco
  • Netherlands
  • Portugal (including Madeira Islands)
  • Romania
  • Slovenia
  • Spain (including Canary Islands)
  • Switzerland
  • Turkey
  • United Kingdom
  • Middle East
  • Israel
Industrial Facilities
  • Andorra
  • Austria
  • Belgium
  • Bulgaria
  • Czech Republic
  • Denmark
  • France (including Monaco)
  • Germany
  • Greece
  • Hungary
  • Ireland
  • Italy (including San Marino and Vatican City)
  • Liechtenstein
  • Luxembourg
  • Netherlands
  • Norway
  • Poland
  • Portugal (including Madeira Islands)
  • Romania
  • Slovakia
  • Slovenia
  • Spain (including Canary Islands)
  • Sweden
  • Switzerland
  • Turkey
  • United Kingdom
Inland Flood
  • Austria
  • Belgium
  • Czech Republic
  • France (including Monaco)
  • Germany
  • Hungary
  • Ireland
  • Italy (including San Marino and Vatican City)
  • Liechtenstein
  • Luxembourg
  • Monaco
  • Poland
  • Slovakia
  • Switzerland
  • United Kingdom
LifeRisks - Infectious Disease
  • Africa
  • South Africa
  • Europe
  • Austria
  • Belarus
  • Belgium
  • Bulgaria
  • Croatia
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France (including Monaco)
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Ireland
  • Italy
  • Latvia
  • Lithuania
  • Luxembourg
  • Netherlands
  • Norway
  • Poland
  • Portugal (including Madeira Islands)
  • Russia
  • Slovakia
  • Slovenia
  • Spain (including Canary Islands)
  • Sweden
  • Switzerland
  • Turkey
  • Ukraine
  • United Kingdom
  • Middle East
  • Bahrain
  • Israel
  • Qatar
  • United Arab Emirates
LifeRisks - Longevity, Excess Mortality
  • France (including Monaco)
  • Germany
  • Netherlands
  • United Kingdom
Marine Cargo & Specie
  • Andorra
  • Austria
  • Belgium
  • Bulgaria
  • Czech Republic
  • Denmark
  • France (including Monaco)
  • Germany
  • Greece
  • Hungary
  • Ireland
  • Italy (including San Marino and Vatican City)
  • Liechtenstein
  • Luxembourg
  • Netherlands
  • Norway
  • Poland
  • Portugal (including Madeira Islands)
  • Romania
  • Slovakia
  • Slovenia
  • Spain (including Canary Islands)
  • Sweden
  • Switzerland
  • Turkey
  • United Kingdom
Probabilistic Terrorism Model
  • Belgium
  • Denmark
  • France (including Monaco)
  • Ireland
  • Italy
  • Turkey
  • United Kingdom
Severe Convective Storm
  • Austria
  • Belgium
  • Czech Republic
  • Denmark
  • France (including Monaco)
  • Germany
  • Ireland
  • Italy (including San Marino and Vatican City)
  • Liechtenstein
  • Luxembourg
  • Netherlands Norway
  • Poland
  • Slovakia
  • Sweden
  • Switzerland
  • United Kingdom
Windstorm
  • Austria
  • Belgium
  • Czech Republic
  • Denmark
  • France (including Monaco)
  • Germany
  • Ireland
  • Luxembourg
  • Netherlands
  • Norway
  • Poland
  • Slovakia
  • Sweden
  • Switzerland
  • United Kingdom

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Spotlight

What is catastrophe modeling?

How Moody's RMS is Raising the Bar in Catastrophe Modeling

In order to help our customers outperform their competition, Moody's RMS is on a continuous quest to build high-quality models using the best available data, science, people, and technology. For more than 30 years, that has been a specialty of Moody's RMS. Our approach makes all the difference.

Learn about catastrophe modeling and the latest advances in Modeling.

Learn More
France Info Page

New Moody's RMS France Welcome Page in Local Language

Learn about our unique risk management solutions in France and meet the local Moody's RMS team.

Learn More
Securis

Getting Ahead of the Curve on Data Quality

Incomplete or inaccurate data assessment can bias model results. In our latest Illustrate case study, we look at how Moody's RMS worked with Securis to enhance the quality of its cedant-provided data.

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Resources

Back To Start
Suburb
Blog
Impact of Inconsistent Geocoding on Risk Transfer and Pric...

There is an expectation that an address within an insurance portfolio will represent a single distinct location, with only one possible set of coordinates. The deployment of different risk applications across the organization can result in an exposure’s location shifting, depending on the geocoding engine running in each risk application, from underwriting to catastrophe modeling or even exposure management. How does a single address end up with different geocoordinates in different applications? The address...

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Europe windstorm
Blog
Five Ways RMS HD Modeling Helps You Manage European Windst...

Windstorms remain the main driver of natural catastrophe insured loss in Europe, due in part to high levels of insurance penetration across the region. While individual claims might be small, the sheer size of these storms means multiple countries at a time are often impacted, resulting in significant cumulative costs to (re)insurers. Regulatory focus is therefore high, with (re)insurers required to provide evidence that they hold adequate capital for these types of events. The complex dynamics of extratr...

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Europe Inland Flood HD Model
Blog
How to Accurately Model Flood Inundation Using HD Models –...

Flooding is undoubtedly complex – the product of many interlinked complex processes. These include precipitation, runoff formation and hydraulics alongside many others, that each play a major role in determining if and how a flood develops. It is not enough to capture precipitation and flood peaks when modeling flood, the physics of all the involved processes need to be well represented. A model must realistically assess how a landscape is physically inundated by the excess water, as the resulting flood extents ...

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Europe Severe Convective Storm
Press Release
RMS Releases New High Definition Models for European Sever...

NEWARK, CA – May 4, 2020 – RMS®, the leading global risk modeling and analytics firm, announced today at its annual Exceedance conference the release of new European Severe Convective Storm (EU SCS) High Definition Models. The models represent 50,000 years of simulation of hail and straight-line wind and tornado risk and include all key lines of business -- including automobile and property. In addition, the models cover 17* countries in Europe, complementing the RMS European climate hazard model suite.  ...

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european flood
Blog
European Floods and the Relationship with the North Atlant...

Stefano Zanardo, Principal Modeler, RMS Ludovico Nicotina, Senior Director – Modeling, RMS Arno Hilberts, Vice President, Model Development, RMS Steve Jewson, Scientific Research Consultant, RMS The North Atlantic Oscillation (NAO) describes the fluctuations in the difference of atmospheric pressure at sea level between two semi-permanent centers of low and high pressure in the North Atlantic: the Icelandic Low and the Azores High. Fluctuations between these centers control the strength and direction...

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Europe SCS
Blog
Severe Convective Storms in Europe: Ancient Threat, New So...

As summertime approaches here in Europe, so does the peak season across the continent for hail, straight-line winds, and even tornadoes (collectively known as severe convective storms). These storms have been recognized for centuries—in the eighteenth century, Italian composer Antonio Vivaldi wrote a sonnet to accompany his violin concerto Summer from the Four Seasons concerti: “The shepherd trembles, fearful of a violent storm… …the heavens roar, and great hailstones beat down” [1] [1] Translation from h...

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