Navigate the Risk Landscape
Catastrophe models map the risk landscape, quantifying the impacts of natural and man-made catastrophes for the global insurance and reinsurance industry, for issuers and investors in risk-linked securities, for corporations, governments, and more.
For hundreds of companies around the world RMS models stand at the heart of risk management, providing the industry's leading scientific view of catastrophe risk.
Underwriting: Differentiate and price risk with high-resolution data and models.
Portfolio Management: Optimize and balance your portfolio with analytics incorporating the latest scientific and technical advancements, as well as your view of risk.
Capital Management: Understand the potential impact of extreme events on your portfolio.
Trust Your Decisions
What is the appropriate technical price for catastrophe insurance by peril, region, or line of business? How do I manage uncertainty around loss estimates?
Do I have sufficient capital to pay claims from tail-end catastrophe losses? What about multiple losses in the same year?
How do changing environmental conditions impact my view of risk?
The global RMS model suite delivers the most informed view of risk possible, based on over 20 years of experience and catastrophe modeling expertise. Our models help insurers and reinsurers underwrite risk today and strategize for the future.
RMS models reflect the latest scientific and engineering assessment of catastrophe risk, incorporating global and local scientific and technological expertise to capture the unique risk characteristics of a region.
Manage the Uncertainty
Natural and man-made catastrophes are inherently uncertain, and irreducible model uncertainties will always exist.
Our challenge as risk modelers is to input the best data available, refine the boundaries between hard data and assumptions, represent associated uncertainty, and develop our best view of the risk.
Our goal is to bring greater transparency and deeper insight into model assumptions and risk interpretations, helping our clients build resiliency into their risk management strategy.
RMS(one) brings our clients the agility to access and adapt rapidly to ongoing learning, the capacity to understand and test assumptions, and the flexibility to build an independent view of the risk, leveraging their own experience and knowledge.