Tag Archives: impact trek

Impact Trek: Living (and Thriving) in Areas Exposed to Multiple Perils

In March this year, I joined a team of six RMS employees and three clients travelling to Manila in the Philippines on the annual RMS Impact Trek, as part of an ongoing partnership with Build Change. RMS and Build Change share the aim of increasing resiliency and reducing the impact of disasters, especially in the communities that are most vulnerable to their effects. The Philippines is one of the most disaster-prone countries in the world; its position on both the Pacific Ring of Fire and within the western North Pacific tropical cyclone basin means the country is at risk from both earthquakes and typhoons.

Previous Impact Treks had taken participants to Haiti and Nepal – countries which were at the time recovering from the impacts of catastrophic earthquakes. This year was different, in that Manila has not experienced a recent disaster, and the Trek focused on pre-disaster measures that can be taken to increase resiliency and prepare for the next big event when it inevitably occurs.

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Impact Trek: How to Make Millions of Homes More Resilient

Just over a year ago, I was in Manila for a workshop on the design of PCDIP – the Philippines City Disaster Insurance Pool. Recognizing the Philippines as a country prone to earthquakes, typhoons and frequent flooding, as well as having a rapidly increasing economy, population and building stock, the design of PCDIP was funded by the Asian Development Bank and implemented by a consortium of consultants, led by RMS. The aim: to manage the risk that Philippine cities face from natural catastrophes through the use of parametric risk transfer, to give the cities a rapid source of funding when disaster strikes.

In March, I returned to Manila, alongside a team of both RMS colleagues and our clients on the annual RMS Impact Trek with Build Change – a longstanding RMS partner. RMS works closely with Build Change in promoting, and, crucially, implementing risk-reducing retrofit measures in low-income communities around the globe. This time, the focus of the trip was arguably less on risk transfer (as during my last visit to Manila), and more on risk reduction, because effective risk management must always be a combination of both – reduction and transfer.

Transferring risk from the first to the last dollar (or Philippine Peso…) is never efficient from a financial perspective; not to mention the non-financial benefits risk reduction measures can have on the lives and livelihoods of communities. At the same time, risk also cannot be fully “reduced away” – even after the most ambitious risk reduction measures some residual risk will always remain. And this is where risk transfer can provide vital protection, to ensure (or insure?) that adequate financial means are available in response to the most extreme catastrophe events.

During the Impact Trek, we spent a lot of time with the local Build Change team and some of their key partners – microfinance organizations, local and national government, and, most importantly, homeowners.

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Impact Trek 2019: Destination Philippines

Many of us in the catastrophe risk management industry actively help communities in need after natural disasters – through donations, working with organizations to promote resilience, or through on-the-ground assistance. Our intimate understanding of the power of these catastrophes makes us acutely aware of the need to act.

RMS and Build Change

Every year, a team of RMS employees and clients work together to help support our longstanding partner, Build Change, on how to ensure vulnerable communities benefit from safer housing, retrofitting and sound construction methods. The skills that both our employees and clients bring are very complementary to these tasks, and knowledge of risk modeling and analytics, and how to use this knowledge to develop resilience is highly valued.

Following successful visits to Haiti and Nepal in recent years, this year’s RMS Impact Trek visits the Philippines for the first time, with the team (including myself) on the ground in the country from March 17–25.

Build Change have been active in the Philippines since 2013. They have worked on a range of long-term projects from helping to rebuild schools, pre-disaster retrofitting of homes in poorer areas of Manila, through to training technicians in disaster-resistant construction skills in Guiuan in southeast Samar.

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Exposure Trending

A postcard from Manila…

Situation: rapid, uncontrolled urbanization and limited enforcement of building codes.

Complication: unwieldy administrative procedures, limited funding, a lack of technical expertise and #NIMTOO.

Result: an alarming rise of building vulnerability in hazard-prone communities putting millions of low-income people at extreme risk.

While many local government officials recognize this problem, progress is painfully slow. Housing vulnerability continues to rise. What to do?

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Meet the RMS Impact Trekkers

In our previous blog, we introduced the RMS clients who will be joining this year’s RMS Impact Trek, heading off to the Philippines on March 17 to help support the work of our longstanding partner, Build Change. Now it’s time to meet some of the RMS employees who they will work together with on a 10-day trek with Build Change to learn more about how to ensure communities benefit from safe housing, through the use of retrofitting and sound construction methods. For more insight, watch the video below from the 2018 Impact Trek in Nepal.

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Meet the Trekkers

This year’s RMS Impact Trek, to help support the work of our longstanding partner, Build Change, heads off to the Philippines on March 17. A team of RMS employees and RMS clients will work together on a 10-day trek with Build Change to learn more about how to ensure communities benefit from safe housing, through the use of retrofitting and sound construction methods. The skills that both our employees and clients bring are very complementary to these tasks, and knowledge of risk modeling and analytics, and how to apply this knowledge to develop resilience is highly valued. For more insight, watch the video below from the 2018 Impact Trek in Nepal.

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RMS Impact Trek: Share Your Expertise and Make a Difference

Many of us across the risk management industry actively help communities in need after natural disasters, through donations, working with organizations to promote resilience, or through on-the-ground assistance. Our intimate understanding of the power of these catastrophes makes us acutely aware of the need to act.

This is true for everyone here at RMS, where our values embrace the need to understand risk, build resiliency, and make an impact to help improve the lives of communities who live with the threat of natural disasters. One of the ways we live our values is through our annual RMS Impact Trek, where both RMS employees and our clients work with the social enterprise Build Change in some of the world’s most catastrophe-prone areas.

If you are an RMS client, I would like to extend an invitation to our annual RMS Impact Trek. This is the fourth year that we are sponsoring representatives from our clients to join RMS employees and Build Change so that their skills can be used to build stronger communities.

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The Happy Face of Retrofitting

Corina Sutter is Director, Government and Regulatory Affairs at RMS, and is based in London. She joined fellow employees from RMS and RMS clients on our annual Impact Trek in Nepal during March this year. This is Corina’s account of her time in Nepal.

When you think about strengthening a building to make it more resilient to seismic events, does “retrofitting” come top of mind? And if you have heard of retrofitting, do you know why it is more cost-effective, and in many instances more suitable than simply rebuilding? This awareness challenge is what Build Change faces in Nepal; with regards to retrofitting not everyone is aware or convinced — yet.

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A Tour of Kirtipur

Callum Higgins is senior product analyst at RMS, and is based in London. He joined fellow employees from RMS and RMS clients on our annual Impact Trek in Nepal during March this year. This is Callum’s account of his time in Nepal.

On the first day of the Impact Trek, we were based at Build Change’s office in Kathmandu, hearing about the various projects the charity is working on in Nepal from Jessica Stanford (Housing Reconstruction Program Manager), as well as the technological innovations Build Change is using to increase the efficiency of their work from Adam McDonald (New Frontier Technology Architect). For day two, the Impact Trekkers were keen to get out of the office and into the city to examine some of the typical property construction in the region and the challenges that Build Change faces in making a greater proportion of these safe from earthquakes.

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Rural Retrofitting in Nepal With Build Change

Christopher Allen is senior analyst – model development, working within the Event Response team at RMS, and is based in London. He joined fellow employees from RMS and RMS clients on our annual Impact Trek in Nepal during March this year. This is Chris’s account of his time in Nepal.

On Wednesday, March 21, eight somewhat-still-jetlagged RMS Impact Trekkers left the Summit Hotel in Kathmandu bound for the village of Dhunkharka, three hours’ drive southeast of the capital. We were going to see some of the retrofitting work that was being done by Build Change, a social enterprise partner of RMS that aims to build local capacity for safer construction practices. As we weaved our way through Kathmandu traffic (a chaotic affair at the best of times) we noticed several of the characteristics of the capital’s buildings that had been pointed out to us by Build Change over the past few days: soft story, three-floor brick masonry, new construction sprouting up with reinforced concrete columns, the occasional ground floor still occupied by goats or buffalo…

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