July 2013, and Central Europe was just recovering from severe floods during May and June when a series of severe convective storms surprised the (re)insurance industry. On July 28, hailstorm Andreas hit the Stuttgart region in southern Germany, causing widespread damage to property and automobiles. Andreas is also especially remembered as hailstorm Bernd hit the north of Germany the day before on July 27.
Overall, those two events caused approximately US$4 billion in insured losses to the (re)insurance industry. This was the highest insured loss during 2013, and the largest severe convective storm insured loss ever recorded in Europe; above Munich in 1984 (equivalent to US$5.4 billion overall and US$2.7 billion insured loss in today’s value) and Hilal in 2008 (US$1.5 billion insured).