Author Archives: Mark Powell and Michael Kozar

Mark Powell and Michael Kozar

About Mark Powell and Michael Kozar

Mark Powell

Vice President for Model Development at RMS

Mark leads the RMS office in Tallahassee Florida. For over 30 years, Dr. Powell served as a scientist at NOAA’s Hurricane Research Division in Miami, where he invented the HWIND technology for high definition hurricane impact mapping. He is a Fellow of the American Meteorological Society and holds the AMS Certified Consulting Meteorologist designation. He has published over 80 papers in a variety of peer-reviewed journals on the hurricane boundary layer, air-sea interaction in extreme winds, new metrics for hurricane destructive potential, and hurricane risk. He also served as a developer and Meteorology Team Leader for the Florida Public Hurricane Loss Model.

Michael Kozar

Michael is a senior modeler on the RMS HWind team based at the Tallahassee, FL office. Michael has a bachelor's and a master's degree in Meteorology from Penn State University and a PhD in Meteorology from Florida State University. He has experience forecasting and analyzing tropical cyclone wind fields and has also studied interannual hurricane variability in the North Atlantic.

RMS HWind Forecasting: Untangling the Spaghetti

Every twist and turn of a real-time hurricane can affect global financial markets, public safety, or government and international aid agencies that provide assistance. Within the (re)insurance space, the ability to understand forecast track, timing, and potential hazard and loss impacts before landfall helps entities to prepare and execute their event response processes effectively. This includes having adequate capital to cover claims, setting up claim centers and planning policyholder outreach, securing and positioning adjusters in areas that are likely to be impacted, and determining what, if any, risk can be ceded to reinsurance or capital markets.

For our clients, the traditional approach to quantify potential impacts ahead of a landfalling storm involves selecting similar storms from the RMS® North Atlantic Hurricane (NAHU) stochastic event set. While this generates vital insights that can be extracted quickly from internal databases, there are opportunities to provide earlier and more comprehensive insights into the storm ahead of landfall. 

To date, RMS clients have also benefited from real-time analysis of hurricane events through RMS HWind Real-Time Analysis products. These observation data-based snapshots and footprints have provided the industry with a standard “ground truth” representation of tropical cyclone wind field size and intensity before, during, and following landfall effectively helping to describe what the storm is doing and what the storm has done.

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