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RMS and Tokio Marine Holdings Inc.
Trusted Partners: RMS + Tokio Marine Holdings, Inc.

Partnership ensures that the highest quality, most accurate, best-science, data and technology-based views of risk across all perils and markets.

Protecting Against the Next Pandemic
Protecting Against the Next Pandemic

Developing a global approach for health security.

Risk Analytics
When Uncertainty Is Constant, Be Prepared

RMS helps (re)insurers outperform, with the best solutions for an uncertain world.

RMS Releases New Updates
RMS Releases New Updates

Learn about the latest HD Models on Risk Modeler and updates to ExposureIQ and Probabilistic Terrorism Model

Hurricane Laura
Are We in Store for Another Record Hurricane Season?

RMS analyzes how the current hurricane season compares to 2005.

Our Solutions

Explore how RMS can help you and your business through unique product and service offerings by industry, region, or business function.

industry
Industry

RMS provides a global view of risk for the insurance industry, financial services, public agencies, and global corporations.

regions
Region

RMS delivers comprehensive geographic catastrophe risk insights through our suite of models, Risk Intelligence applications, software, data solutions, and services.

function
Function

RMS proprietary and tertiary data analytics support business functions keen on understanding the risks of natural and man-made catastrophes.

Insights and Agility: Risk Intelligence

RMS Risk Intelligence™ is the world’s first risk platform for industries affected by the uncertainty of natural and man-made catastrophes.

Risk Modeler
Risk Modeler

Leverage structure-based modeling and analytical tools, including intelligent model processing and big data query capabilities. 

Risk InvestorIQ
Risk InvestorIQ

Manage a competitive portfolio by taking advantage of the advanced analytics and insights delivered by Risk InvestorIQ.

TreatyIQ
TreatyIQ

Achieve your target portfolio by utilizing the advanced, customizable pricing and portfolio roll-up analytics direct to the property catastrophe underwriter.

Risk Data Open Standard
Risk Data Open Standard

Drive value and innovation from this new open standard, a modern data schema for risk analytics.

Location Intelligence API
Location Intelligence API

Gain better underwriting perspective with instant access to the world’s best catastrophe insights.

ExposureIQ
ExposureIQ

Manage your entire book of business more efficiently and accurately than ever before with this purpose-built solution for analyzing exposure concentrations.

SiteIQ
SiteIQ

Assess a location’s risk to multiple perils in seconds with this application grounded in third-party insights.

Our Services

From small to midsize and global corporations, RMS helps solve risk management challenges through our integrated consulting and solutions offering.

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Analytical Services

Strategic Consulting and Solution Assessment

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Model Consulting

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Deployment and Implementation

Analytical Services

Whether you need to flex resources at peak demand periods, relieve your team of excessive, routine workloads, or outsource modeling, our global team of more than 400 analysts can quickly expand your analytics capabilities.

We work in tandem with your staff, saving you time, resources, and cost, to cover workload variability, meet regulatory filing pressures, accelerate model adoption, and explore new areas of risk. It’s a complete risk modeling operation at your disposal, whenever you need it. 

Strategic Consulting and Solution Assessment

RMS consultants work to your unique requirements, exploring your specific priorities, challenges, and constraints to build a more strategic approach to catastrophe risk management. You’ll benefit from over 25 years of experience as we analyze your current risk position, identify risk opportunities and threats, and uncover the best ways to use risk models within your operations.

We can help design the right RMS solution to meet your business objectives, leveraging our data, models, software, and services to unlock value. 

Model Consulting

Whether you are starting a risk modeling operation or have deep, well-established resources, RMS consultants can advise and implement best practices across your entire operation. We provide analysis and guidance on the best use of RMS model IP, including embedding model output successfully in your workflow, best-practice model validation, and how to customize the models to your specific business.

Deployment and Implementation

We have helped hundreds of organizations deploy risk models and software solutions on-premises or in the cloud. Our experts save you time and resources by ensuring you only pay for the skills you need for the duration of the deployment. We can customize RMS software to implement within your business, so you can experience the benefits faster. And we work collaboratively to ensure your projects align with business objectives from custom development and change management to system integration.

Our Models and Risks

RMS has over 200 peril models in nearly 100 countries enabling insurers, reinsurers and other organizations to quantify the potential magnitude and probability of economic loss from catastrophe events.

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agriculture

Agriculture

Agriculture

Manage risk in growing and evolving agricultural markets in Asia-Pacific across all key coverages and schemes with the RMS India and China Agricultural Models.  

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Builders Risk

Builders Risk

Capture the changing value and vulnerability of the builders risk class of property insurance across different phases of construction projects.

cyber

Cyber

Cyber

Quantify both affirmative and silent cyber risk to take advantage of market opportunity with the RMS probabilistic cyber catastrophe risk model.

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Cyclone, Hurricane, and Typhoon

Cyclone, Hurricane, and Typhoon

Assess tropical cyclone risk to inform sound underwriting, portfolio management, and risk transfer decisions.  

earthquake

Earthquake

Earthquake

Get the most informed view of earthquake risk possible with comprehensive coverage of seismically active regions across five continents.

flood

Flood

Flood

Access broad-scale, well-validated views of flood risk to gain necessary insights into the range of commercial opportunities associated with various flood markets.

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Industrial Facilities

Industrial Facilities

Better understand the risk profile of industrial and energy facilities where a high percentage of value is associated with machinery, equipment, and stock rather than structures.

liferisks

LifeRisks

LifeRisks

Tap into life and health industry risk analytics that blend best-practice actuarial techniques with medical science.

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Marine Cargo and Specie

Marine Cargo and Specie

Estimate potential losses and risks using a vulnerability model custom-tailored to the uniqueness of the cargo and specie lines of business.

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Offshore Platform

Offshore Platform

Model hurricane damage to offshore platforms, rigs, wells, and pipelines throughout the Gulf of Mexico.

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Severe Convective Storm

Severe Convective Storm

Move to a complete view of severe convective storm risk and improve profit margins using models that help more accurately assess severe weather risk.

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Terrorism

Terrorism

Make better risk-based decisions with loss metrics for property and workers’ compensation lines using industry-leading terrorism models. 

tsunami

Tsunami

Tsunami

Uncover the potential economic and insured loss impact of highly destructive tsunamis with deterministic and probabilistic tsunami solutions based on advanced hydrodynamic techniques. 

wildfire

Wildfire

Wildfire

Leverage unprecedented detail on loss outcome ranges for U.S. locations or portfolios to better manage and price wildfire risk. 

windstorm

Windstorm

Windstorm

Gain insights across 15 European countries to understand the significant tail risk from a complex peril that drives solvency.

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Winterstorm

Winterstorm

Manage snow, ice, freeze, and winter wind risk with the RMS® North America Winterstorm Model and reduce your share of billions in annual industry losses.

Industry Leadership

cyber consulting services

Quantifying Cyber Exposure Risk

“As pressure from regulators mounts and cyberattacks become more common, it is imperative to understand where silent cyber exposure can be found, and how much it could cost you.”

Rowenna McGill

Senior Analyst, RMS Consulting

Karen White

Resilience Through Risk Management

“Our mission is to create a more resilient and sustainable global society through a better understanding of catastrophic events. 

From earthquakes, hurricanes, and floods to terrorism and pandemics, we help financial institutions and public agencies understand, quantify, and manage risk.”

Karen White

Chief Executive Officer, RMS

Risk Data Open Standard

Industry Collaboration for a Better Risk Data Standard

“The Risk Data Open Standard (RDOS) has been constructed to hold the entire set of information that supports the analysis of any risk. This new open standard has the potential to fundamentally alter how the market interacts with exposure data.”

Ryan Ogaard

SVP, RMS Product Management

RMS Innovation

Market Leaders Recognize RMS Innovation

  • Risk Modeler of the Year Award, Reactions, 2018, 2019, 2020
  • Insurance Innovation of the Year Award, 2019
  • Risk and Resilience Award (Partnership with Build Change – Colombia), British Insurance Award, 2019
  • Initiative of the Year (U.S. Inland Flood HD Model), Trading Risk Award, 2019

60 Trillion Data Points

in RMS Location Intelligence API

120 Countries

covered by RMS models and data products

18 Million Simulated Fires

in RMS Wildfire Model

Over 50% of RMS model developers are PhDs from the world’s top universities

Over 1,000

RMS models and data products

News and Insights

New Updates to Risk Modeler
Blog
New Updates to Risk Modeler

HD Models for Japan, Europe and the U.S. Available on Risk Modeler

Hurricane Laura
Video
BBC News Interview With RMS About Hurricane Laura

Tom Sabbatelli-Goodyer interviewed live on BBC News about the impacts of Hurricane Laura.

Hurricane Laura
Video
RMS Interviewed on Sky News Talking About Hurricane Laura

Ian King interviewing Tom Sabbatelli-Goodyer on Hurricane Laura making landfall.

Japan Flood and Typhoon Risk Models
Blog
Japan Flood and Typhoon Risk Models

Differentiate between modeled flood losses for typhoon-driven inland flood, typhoon-driven coastal flood and non-typhoon flood loss.

Total Insured Losses from Hurricane Isaias
News
Total Insured Losses from Hurricane Isaias

For the U.S., this estimate includes wind, storm surge, and inland flood losses across parts of the Southeast, Mid-Atlantic, and Northeast regions.

Karen White
News
CEO Karen White Named One of Top CEOs for Women

RMS CEO Karen White was named in Comparably’s 25 Best CEOs of 2020, ranked by female employees for leadership, effectiveness, and inclusion.

Infectious Disease Modeling
Publication
Infectious Disease Modeling

Examine the science behind pandemic risk assessment

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Subscribe to Our Newsletter

COVID-19 Resources: Stay informed about the COVID-19 pandemic and its implications for your business. Learn More

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