Informed Vulnerability Modeling
Hundreds of distinct vulnerability functions at regional levels account for local building design, market practices, and unique risks to forestry, offshore wind farms, and complex industrial facilities. RMS is the first company to explicitly model post-loss amplification to assess the impact of increased materials and labor costs, fraud, and other claims inflation after very large events.
Transparent Model Assumptions and Validation
Market-leading documentation and an unprecedented number of sensitivity views allow you to directly assess the impact of key model assumptions like storm clustering or climate variability on your business and support your validation process. A catalog of 135 historical benchmark event reconstructions allows you to stress test the model based on your own claims history.
Comprehensive Solution for Solvency II
The RMS Europe Windstorm Models include climate perils such as winter events, summer convective thunderstorms, and storm surge. In conjunction with HailCalc and RMS Europe flood models, they provide a consistent view of risk from underwriting to capital management so you can confidently demonstrate a complete understanding of climate risk to regulators.