RMS - Solutions: Risk Transfer
Providing Better Internal Models for
Use in Solvency II
Solvency capital requirements need rigorous and evidence-based analysis. RMS provides its models for use as internal models by clients to satisfy their Solvency II compliance. Using detailed internal models ensures that solvency capital requirements are exactly matched to the portfolio and risk of the company - no more and no less.
RMS model documentation is fully compliant with Solvency II model validation requirements.
Mortality / Longevity Correlation for
Longevity Risk SCR
The Next Generation of Capital Management
RMS models are designed for incorporation into a company's business management processes. By making it easy to run analysis and organize data, a company can monitor its risk positions at frequent intervals, respond to change, and optimize its risk management strategy.
Multi-Faceted Capital Allocation
Objective and standardized benchmarks for assigning capital to business units and geographies
New Product Design
Design new insurance products and explore promising markets with new perspectives on the risk
A strong emphasis on high quality data enables confidence in risk assessments
Risk Transfer Intelligence
Provide analysis support for mitigation of capital requirements through cost-effective risk transfer transactions
Timely Insight into Risk Positions
Operationalizing the models enables the risk to be quantified frequently for senior management monitoring
A Legacy of Trust
Trusted by Regulators
RMS models have been used by our clients for demonstrating regulatory compliance for the past 20 years. RMS supports clients by working with them to prepare justifications, and working with regulators to explain modeling approaches
RMS models used for successful support of rate filings since 1992 with all of the State Departments of Insurance across the United States
RMS maintains a Solvency II team to work with regulators on model compliance and technical review
RMS was the only modeling company to be invited to contribute to the QIS4 review panel by UK FSA for Health scenarios in Solvency II
A dedicated RMS team works through an annual model certification process with the Florida Commission on Hurricane Loss Projection Methodology in U.S.
Trusted by the Insurance Industry
Our clients are our strongest critics and reviewers. For 20 years we have been passing the test of whether RMS models provide a view of risk that insurers can use to run their business. RMS clients number the leading, largest and most innovative companies in the insurance industry.
Voted by our clients as Risk Modeler of the Year 8 times in past 10 years