Tag Archives: cybercrime

Looking Beyond the Catch-all “Cyber” Category

The mass production of the internal combustion engine facilitated many new kinds of insurable damage and loss. It also provided opportunities to extend and expand older forms of crime. Before cars, robbers were reduced to committing burglary within their own town or village, potentially aided by a speedy horse. Cars took these crimes to a new level. Cars facilitated “smash-and-grab” raids on banks, and kidnap and ransom, grabbing the unfortunate victim on the street and hustling them into the back of the car. Cars facilitated rapid getaway after any kind of attack, whatever the motivation — sabotage, vandalism, revenge. And that is before all the causes of loss associated with cars themselves, such as hit-and-run, manslaughter, dangerous driving, or speeding.

The term “car crime” relates specifically to the robbery of the car or its contents, or otherwise damaging the car — we would not consider lumping together all these different ways in which the car has facilitated losses and crimes under a single heading.

So why does it make sense to lump together all those varieties of crime and loss facilitated by another quantum leap in communications, through computing and the Internet? Because that is what we currently do when it comes to the use of the catch-all term “cyber”.

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