1. What types of information does RMS receive when you visit our website?
RMS may receive Personal Information or General Usage Information from you when you visit our website. By "Personal Information," we mean information such as your name, e-mail address, telephone number, login information, mailing address and other information which personally identifies you. RMS only receives Personal Information about you if you choose to provide it to us. For example, RMS receives Personal Information from you when you:
- Use the area of the website limited to registered users with a login ID
- Register for a RMS event, such as the Client Conference
- Register for a promotion or contest
- Apply for a job
- Ask us a question or send feedback using RMS contact information available on the website
RMS may also receive your Personal Information when our website directs you to a third party's website to complete one of the above transactions, such as a website that processes your registration and credit card information for an RMS event.
By "General Usage Information," we mean things like your browser information, your IP address, or other information regarding your use of the website.
2. How do we use the information we collect?
In general, we use your Personal Information to complete the transaction that you have requested from us. For example, we may use your Personal Information to:
- Establish or verify your identity when you use an area of the website limited to registered users
- Provide the products, services or user documentation which you have requested
- Process transactions and send notices to you about your transactions
- Respond to you about your job application
- Address the question or feedback which you have sent to us
We may also use your Personal Information to tell you about RMS news, events, products and services which we think may be of interest to you. In addition, we may use your Personal Information to seek feedback from you after you've purchased an RMS product or service, attended an event, taken a training course, or entered into some other transaction with us. If you do not wish to receive these types of communication from us, you can let us know in one of the ways described under "How can you contact RMS about your Personal Information," below.
With respect to General Usage Information, RMS may use this information to monitor, protect, maintain and improve its website.
3. With whom do we share the information we receive about you?
RMS does not sell your Personal Information or General Usage Information to anyone. Nor do we provide this information to non-RMS parties to market non-RMS products to you. RMS may share your Personal Information and General Usage Information with:
- RMS' employees, contractors and consultants (including employees, contractors and consultants of RMS' subsidiaries and affiliated companies), in the United States and elsewhere, who have a need to know your information to provide RMS products, services and information to you;
- Non-RMS parties who assist RMS with providing RMS products, services and information to you, such as vendors who help us with RMS event registration; and
- Non-RMS parties who assist RMS with its website who may have access to your information, such as web hosting providers
Whenever we provide your Personal Information to non-RMS parties, we enter into agreements with these parties that restrict use of your information only to the extent necessary for the non-RMS party to provide services to RMS.
4. How does RMS protect your Personal Information?
RMS protects your Personal Information by maintaining up-to-date physical, electronic and procedural safeguards. For example, we use computer safeguards such as firewalls and data encryption. In addition, we only allow employees to access Personal Information only when required to fulfill their job responsibilities.
RMS uses "cookies" to collect information about how our website is used. A cookie is a small data text file which a website stores on your computer's hard drive, if permitted by your web browser. A cookie can later be retrieved to identify you to us. For example, cookies can securely store a user's password, identify which parts of a site have been visited, and keep track of past selections.
Most browsers are initially set up to accept cookies. You can reset your browser to notify you when you have received a cookie, or alternatively, to refuse to accept cookies. However, you may not be able to use certain features on our website if you choose not to accept cookies.
6. How can you contact RMS about your Personal Information?
From time-to-time you may receive an e-mail or other communication from us regarding RMS products, services or information which we believe to be of interest to you. If you are not interested in receiving this information, you may follow the instructions on the communication explaining how you may be removed from our distribution list. Alternatively, or if there are no instructions on the communication, you may send an e-mail to firstname.lastname@example.org requesting removal from our distribution list. We will endeavor to take prompt action to process your request.
Please note that we may retain your information for archival purposes, as required by RMS' records retention policies, or as required by law.
You may send all other inquiries regarding your Personal Information, including requests to correct or update your Personal Information, to email@example.com.
ALM, RiskBrowser, RiskLink, RiskSearch, RiskOnline, the RMS logo, and RMS are registered trademarks of Risk Management Solutions, Inc.
ExposureRefine, ExposureSource, and RiskTools are trademarks of Risk Management Solutions, Inc.
IRAS is a trademark licensed exclusively to Risk Management Solutions, Inc. by Stanford University.
All other trademarks are the property of their respective owners.
2. Use of this Website
This website includes pages that are publicly available to all users ("General Website"), and a restricted area that is only available to users to whom RMS has specifically permitted access ("Registered User Site").
In general, you may only use the General Website for your personal, informational, and non-commercial use, without modification or alteration of this website in any way.
Your use of the Registered User Site is subject to (i) the terms and conditions of your (or your employer's) agreement with RMS regarding use of the Registered User Site, if applicable; and (ii) any terms and conditions, restrictions and license agreements set forth in the Registered User Site with respect to the Content. You should presume that all Content in the Registered User Site is confidential and proprietary to RMS, and that you may not reproduce, copy, sell, publish, distribute, modify or display such Content unless specifically permitted in writing by RMS.
You agree not to remove or modify any copyright or other proprietary notices contained in this website.
3. User Content
You agree not to submit to RMS or this website any User Content that you are not authorized to submit, and that User Content does not and will not infringe upon any other party's Intellectual Property Rights. RMS undertakes no obligation to verify your right to use User Content or submit it to this website.
4. Registration and Passwords
Your access to the Registered User Site may require a user name and password ("User Login"). Any details you provide to us to establish or use your User Login must be correct, current and complete. You are responsible for maintaining the confidentiality of your User Login, and are fully responsible for all activities that occur under your User Login. You agree to notify us immediately, at firstname.lastname@example.org, of any loss, theft or unauthorized use of your User Login. RMS reserves the right to modify, revoke or refuse a User Login to you or any other party. In addition, RMS reserves the right to make some, all, or none of its website a Registered User Site.
Any software that RMS makes available for download from this website is the copyrighted work of RMS or its licensors. Your use of downloadable software is subject to the terms and conditions of the End User License Agreement ("EULA") applicable to the software, or the applicable written agreement between you (or your employer) and RMS regarding the software. Any other use is expressly prohibited by RMS. By downloading software from RMS' website, you also agree that you will not download, use or transmit any software in violation of any export control laws and regulations, including but not limited to U.S. and European export control laws and regulations.
You agreed to give us prior written notice, to email@example.com, if you wish to link any other web page to this website. Only a direct link to the home page may be made, without framing. We reserve complete discretion to refuse anyone permission to link to our website.
7. Prohibited Content and Conduct
Furthermore, you agree that you will not engage in any conduct in connection with this website, (including the submission of User Content) that:
- is illegal, misappropriated, infringing or dilutive;
- is inaccurate or misleading;
- is defamatory, libelous or in violation of anyone's privacy rights;
- is threatening or harassing;
- is obscene, offensive or otherwise inappropriate; or
- you do not have a right to engage in, including but not limited to providing inside information; or providing information that you are prohibited from disclosing because of your obligations to a current or former employer, or your obligations under a non-disclosure agreement with another party.
8. Third Party Websites and Information
RMS has no obligation to monitor, control or restrict the use of this website, or any third party websites available via links to this website. RMS is not responsible for the content, accuracy, compliance with laws or any other aspects of non-RMS websites. The inclusion of a link on RMS' website does not imply any endorsement, evaluation or verification of the linked site by RMS. Furthermore, RMS does not have any obligation to verify any User Content submitted by a user or to provide you with any information regarding any Content, User Content, third party (including third party websites, links or content) or user.
THIS WEBSITE, INCLUDING ANY CONTENT, LINKS, AND SOFTWARE PROVIDED IN CONNECTION WITH THIS WEBSITE ("ASSOCIATED MATERIALS"), ARE PROVIDED ON AN "AS IS" BASIS. RMS DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, WITH RESPECT TO THIS WEBSITE AND ASSOCIATED MATERIALS, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, RESULTS, ACCURACY, COMPLETENESS, ACCESSIBILITY, COMPATIBILITY, SECURITY AND FREEDOM FROM COMPUTER VIRUSES. IF APPLICABLE LAW DOES NOT ALLOW THE EXCLUSION OF ANY OF THE ABOVE WARRANTIES, THE REMAINING EXCLUSIONS WILL APPLY TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
10. Limitation of Liability and Indemnification
RMS SHALL HAVE NO LIABILITY TO YOU, UNDER ANY CONTRACT, TORT, STRICT LIABILITY OR OTHER LEGAL THEORY, FOR ANY DAMAGES OF ANY KIND RELATING TO YOUR USE OR INABILITY TO USE THIS WEBSITE, ITS CONTENT, LINKS AND SOFTWARE, INCLUDING BUT NOT LIMITED TO ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES (INCLUDING BUT NOT LIMITED TO LOST PROFITS, LOSS OF DATA, LOSS OF USE, LOSS OF GOODWILL, INTERRUPTION OF WORK OR COMPUTER OR SYSTEM FAILURE), EVEN IF RMS HAS BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.
YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS RMS, INCLUDING ITS PARENT, SUBSIDIARY AND AFFILIATED COMPANIES, DIRECTORS, EMPLOYEES AND AGENTS OF THE FOREGOING, FROM ANY AND ALL DEMANDS, CLAIMS, ACTIONS, DAMAGES, LIABILITIES, EXPENSES OR HARMS, INCLUDING ATTORNEYS FEES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THIS WEBSITE.
11. Dispute Resolution, Choice of Law, Etc.
12. Modification or Termination
RMS may, in its complete discretion, modify, edit, translate, suspend, restrict access to or terminate this website, Content or any link at any time without liability or prior notice. RMS may also, in its complete discretion, terminate any party's right or access to this website.
13. Contacting RMS
Risk Management Solutions, Inc.
Attn: General Counsel
7575 Gateway Blvd.
Newark, CA 94560
This notice addresses AB370, amending the California Online Privacy Protection Act, which requires website operators that collect personal identifiable information about California residents to disclose:
- how they respond to "Do Not Track" ("DNT") signals; and
- whether third parties collect personally identifiable information about users who visit the website.
1. What is DNT and a DNT signal?
DNT is a mechanism allowing a user of a website to control the tracking of their use of that website. A DNT signal is a request to a web application to disable its tracking of a user of a website.
2. How does RMS respond to a DNT signal?
RMS does not track users of www.rms.com and to such an extent, RMS does not respond to DNT signals.
3. Do third parties collect personally identifiable information about users of www.rms.com?
RMS does not authorize the collection of personally identifiable information of a user for online behavioral advertising purposes while the user is logged onto www.rms.com.