Terrorism Scenario Model

The RMS® Terrorism Scenario Model is used to analyze specific scenario results at any location in the world. The model is available in RiskLink® and RiskBrowser® and can be used for property, workers compensation, or multi-line accumulations.

The Terrorism Scenario Model employs state-of-the-art methods for quantifying the impact of a range of potential terrorist attacks, from conventional weapons to chemical, biological, radiological, or nuclear (CBRN) weapons. The user has the flexibility to select any location as a target for an attack, as well as using the spider functionality to determine which footprint locations will produce the largest losses.

Model Highlights

	Geographic scope: Over 9,000 high-risk potential targets across North America, Europe, and Asia
	Lines of business: Property (building, contents, business interruption) and workers comp; output can be applied to life, health, personal accident, and accidental death and dismemberment loss quantification

Exposure Data Resolution

Analyses can be done at the following levels of geographic resolution: Latitude/Longitude, Building (U.S. only), Street Address, or ZIP Code. Comparable resolutions are available outside the U.S.

Conventional Attack Modes Modeled

	Bomb (600 lb, 1 ton, 2 ton, 5 ton, 10 ton): The selected scenarios each consist of a bomb made from conventional Ammonium Nitrate Fuel-Oil (ANFO) explosives, delivered using a truck or other vehicle, and detonated as close to the target as possible
	Aircraft Impact: 747 commercial/cargo airliner hijacked and flown into a target with full fuel load
	Conflagration: 9000-gallon gasoline tanker hijacked, driven into the service bay of a major commercial building, and set on fire
	Sabotage – Industrial Plant: Sabotage attack on a chemical facility sufficient to cause an explosion and/or toxic cloud release (3 magnitudes)

CBRN Attack Modes Modeled

	Chemical – Sarin Gas: Sarin gas released into the ventilation system of a target building, including high-rise commercial buildings, airports, and metro systems; and sarin gas released into a populated business or shopping district (3 magnitudes)
	Chemical – Hazmat Transportation: Sabotage of a train carrying chlorine gas. 90 tons of gas released into the air around locations where hazmat rail lines cross commuter rail lines with the ability to cause damage in a major city (1 magnitude, 8 wind directions)
	Biological – Anthrax Attack: Weaponized anthrax released into the ventilation system of a target building, including high-rise commercial buildings, airports, and metro systems; and anthrax spores released into a populated business or shopping district (3 magnitudes)
	Radiological - Dirty Bomb: A dirty bomb detonated in a major city center (2 magnitudes)
	Nuclear Bomb: A nuclear device detonated in a major city center (2 magnitudes)
	Sabotage – Nuclear Facility: Sabotage attack on a nuclear power station or radioactive storage facility sufficient to cause a release of radioactive steam (3 magnitudes)

Related Information