Copyright Notice:

© 1999-2008 Risk Management Solutions, Inc. All Rights Reserved.

Disclaimer:

Risk Management Solutions, Inc. makes no representations or warranties with respect to the contents or use of this web site. The material contained herein is for informational purposes only and is subject to change without notice. Risk Management Solutions, Inc. reserves the right to revise this web site and make changes in its content at any time without any obligation to notify any person or entity of such revisions or changes.

RMS Data Wizard Terms of Use:

The RMS Data Wizard Tool (“Tool”) provided to you is subject to the following Terms of Use (“TOU”). Risk Management Solutions, Inc. (“RMS”) reserves the right to update the TOU at any time without notice to you. The most current version of the TOU can be reviewed by clicking on the “Disclaimer” hypertext link located at the bottom of this Web page or at http://www.rms.com.

The Wizard is provided for your non-commercial use and may only be used for internal business purposes. You may not modify, copy, distribute, transmit, display, perform, resell, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from your use of the Wizard, nor may you use the Wizard in the capacity of a service bureau. Any reproduction or redistribution of the Wizard not in accordance with the TOU is expressly prohibited by law, and may result in severe civil and criminal penalties.

RMS HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE WIZARD, INCLUDING ALL WARRANTIES AND CONDITIONS OF MERCHANTABILITY, WHETHER EXPRESS, IMPLIED OR STATUTORY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. RMS DOES NOT MAKE ANY ASSURANCES WITH REGARD TO THE ACCURACY OF THE RESULTS OR OUTPUT FROM YOUR USE OF THE WIZARD, AND YOU ACKNOWLEDGE AND AGREE THAT SUCH RESULTS OR OUTPUT ARE PROVIDED "AS IS" AND THAT YOUR USE THEREOF IS AT YOUR OWN RISK. IN NO EVENT SHALL RISK MANAGEMENT SOLUTIONS, INC. BE LIABLE FOR DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OF ANY KIND ARISING FROM ANY USE OF THE WIZARD OR ANY RESULTS OR OUTPUT THEREOF.

In the event you have any questions regarding the TOU, please contact the RMS Legal Department at (510) 505-2500 or at legal@rms.com.

Trademarks:

ALM, ADIS, Climetrix, DatEx, RiskBrowser, RiskCost, RiskLink, RiskSearch, and RMS are registered trademarks of Risk Management Solutions, Inc.

The RMS logo, RiskTools, and RiskOnline are trademarks of Risk Management Solutions, Inc.

IRAS is a trademark licensed exclusively to Risk Management Solutions, Inc. by Stanford University.

All other trademarks are the property of their respective owners.