RiskLink-DLM
(Detailed Loss Module) is a comprehensive catastrophe loss engine that
analyzes property risk using detailed exposure data. Supported by a
global set of sophisticated risk assessment models, DLM allows insurance
portfolio managers and analysts to meet all of their catastrophe
management needs.
RiskLink-DLM leverages detailed risk parameters from an insurer's policy
database to generate the most accurate loss analysis possible. DLM
accepts a wide range of detailed input, including street address and
postal code locations, detailed building characteristics, occupancy, and
location specific values, limits, and coverages. This information is
combined with RMS databases and models of local hazards, risk frequency
and severity, and building response to generate detailed financial
losses for the portfolio.
Applications
Determine loss levels & distributions
Set underwriting guidelines and pricing
Analyze adequacy of reinsurance programs
Allocate claims resources in response to
catastrophic events
Key Features
Scenario analyses for reconstructing historical
catastrophes, responding to real-time events, and creating events
with user-defined parameters
Clear, concise results, summarized in both
tabular and graphical formats, allowing users to view risk from a
variety of financial perspectives and levels of detail
Side-by-side viewing of key risk statistics
across multiple accounts, portfolios, policies, and treaties,
allowing for rapid comparison of risk and efficient assessment of
incremental impacts to existing exposure
A powerful report builder enabling
company-specific reports to be generated and broken down into
hundreds of meaningful dimensions
Mapping functionality that reveals geographic
concentrations of risk and regions for further growth
