RiskLink®-DLM

RiskLink-DLM (Detailed Loss Module) is a comprehensive catastrophe loss engine that analyzes property risk using detailed exposure data. Supported by a global set of sophisticated risk assessment models, DLM allows insurance portfolio managers and analysts to meet all of their catastrophe management needs.

RiskLink-DLM leverages detailed risk parameters from an insurer's policy database to generate the most accurate loss analysis possible. DLM accepts a wide range of detailed input, including street address and postal code locations, detailed building characteristics, occupancy, and location specific values, limits, and coverages. This information is combined with RMS databases and models of local hazards, risk frequency and severity, and building response to generate detailed financial losses for the portfolio. 

Applications

	Determine loss levels & distributions
	Set underwriting guidelines and pricing
	Analyze adequacy of reinsurance programs
	Allocate claims resources in response to catastrophic events

Key Features

	Scenario analyses for reconstructing historical catastrophes, responding to real-time events, and creating events with user-defined parameters
	Clear, concise results, summarized in both tabular and graphical formats, allowing users to view risk from a variety of financial perspectives and levels of detail
	Side-by-side viewing of key risk statistics across multiple accounts, portfolios, policies, and treaties, allowing for rapid comparison of risk and efficient assessment of incremental impacts to existing exposure
	A powerful report builder enabling company-specific reports to be generated and broken down into hundreds of meaningful dimensions
	Mapping functionality that reveals geographic concentrations of risk and regions for further growth

Related Information

Documentation Library