RiskLink-ALM
(Aggregate Loss Module) is a high-performance catastrophe loss engine
designed to work with aggregated insurance exposure data. RMS modeling
capabilities for all perils and geographic regions are provided through
the application, making ALM® ideally suited for treaty reinsurers who
need consistent, fast analysis results for all of their exposures. ALM
was developed with input from the reinsurance market, providing analysis
capabilities for exposures worldwide using readily available,
industry-standard data formats.
ALM takes into consideration local underwriting practices, building
inventories, and geographic exposure distributions to enhance the
quality of aggregate exposure data commonly available in the
marketplace. The result is the most accurate risk assessment possible
within the constraints of aggregate risk data.
Applications
Analyze and improve treaty selection
Effectively price reinsurance programs
Monitor a reinsurance company's aggregate
exposure
Evaluate the impact of adding a treaty to a
reinsurer's book of business
Key Features
Seamless integration of a variety of exposure
formats
Simple drag-and-drop option makes creating
analyses easy
Screen shots provide clear and concise aggregate
exposure and loss results viewing
Batch processing and rapid analysis times allow
for numerous cedants to be analyzed quickly
Global currency choices and allows for quick
conversions of analyses to different currencies
Ability to set user preferences for units,
numeric display, dates, etc.
