RMS has an established track record in helping banks, lending institutions,
and mortgage investors quantify catastrophe risk for a portfolio or
individual account. Our services help lender identify concentrations of
risk and explore mitigation and risk transfer options that address their
catastrophe risk management concerns.
What are my company’s potential losses due to
major catastrophes?
What is the likelihood that we will be able to
sustain these losses?
What specific loans or geographic areas are the
largest contributors to my catastrophe risk?
What should I pay for catastrophe insurance to
protect against these possible losses?
What other strategic steps should my company take
to protect itself against catastrophe-related losses?
RMS services for lenders and banks include:
Single location loan screening for origination or
acquisition purposes, including information on the likelihood of
loan default from the worst-case event and the resulting lender loss
Analysis of a lending institution's overall
portfolio risk for internal portfolio management or external
communication to potential insurers
Evaluation of the costs associated with re-sale
or disposal of defaulted properties, such as transaction and lost
interest costs
Multi-peril portfolio or single-site analyses for
Real Estate Owned (REO) properties
